提交保单授权申请

1curl -X POST \
2  https://api.mch.weixin.qq.com/v3/inspolicymgr/deduct/authorizations \
3  -H "Authorization: WECHATPAY2-SHA256-RSA2048 mchid=\"1900000001\",..." \
4  -H "Accept: application/json" \
5  -H "Content-Type: application/json" \
6  -d '{
7    "out_insurance_no" : "Insihsiahishishihhihsis12343n2no",
8    "appid" : "wx7f3f0032b6e6f0cc",
9    "plan_id" : "12535",
10    "out_contract_code" : "G7mQa2RfT9vXe4Bc1Ht5YpLwN3sJd6Zr8Ue2Sa",
11    "insurance_name" : "微医保·百万医疗险",
12    "payee_mchid" : "1900000109",
13    "payee_appid" : "wx7f3f0032b6e6f0cc"
14  }'
15

1package com.java.demo;
2
3import com.java.utils.WXPayUtility; // 引用微信支付工具库，参考：https://pay.weixin.qq.com/doc/v3/merchant/4014931831
4
5import com.google.gson.annotations.SerializedName;
6import com.google.gson.annotations.Expose;
7import okhttp3.MediaType;
8import okhttp3.OkHttpClient;
9import okhttp3.Request;
10import okhttp3.RequestBody;
11import okhttp3.Response;
12
13import java.io.IOException;
14import java.io.UncheckedIOException;
15import java.security.PrivateKey;
16import java.security.PublicKey;
17import java.util.ArrayList;
18import java.util.HashMap;
19import java.util.List;
20import java.util.Map;
21
22/**
23 * 提交保单授权申请
24 */
25public class CreateAuthorization {
26  private static String HOST = "https://api.mch.weixin.qq.com";
27  private static String METHOD = "POST";
28  private static String PATH = "/v3/inspolicymgr/deduct/authorizations";
29
30  public static void main(String[] args) {
31    // TODO: 请准备商户开发必要参数，参考：https://pay.weixin.qq.com/doc/v3/merchant/4013070756
32    CreateAuthorization client = new CreateAuthorization(
33      "19xxxxxxxx",                    // 商户号，是由微信支付系统生成并分配给每个商户的唯一标识符，商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/merchant/4013070756
34      "1DDE55AD98Exxxxxxxxxx",         // 商户API证书序列号，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013053053
35      "/path/to/apiclient_key.pem",     // 商户API证书私钥文件路径，本地文件路径
36      "PUB_KEY_ID_xxxxxxxxxxxxx",      // 微信支付公钥ID，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013038816
37      "/path/to/wxp_pub.pem"           // 微信支付公钥文件路径，本地文件路径
38    );
39
40    CreateAuthorizationRequest request = new CreateAuthorizationRequest();
41    request.outInsuranceNo = "Insihsiahishishihhihsis12343n2no";
42    request.appid = "wx7f3f0032b6e6f0cc";
43    request.planId = "12535";
44    request.outContractCode = "G7mQa2RfT9vXe4Bc1Ht5YpLwN3sJd6Zr8Ue2Sa";
45    request.insuranceName = "微医保·百万医疗险";
46    request.payeeMchid = "1900000109";
47    request.payeeAppid = "wx7f3f0032b6e6f0cc";
48    try {
49      AuthorizationEntity response = client.run(request);
50        // TODO: 请求成功，继续业务逻辑
51        System.out.println(response);
52    } catch (WXPayUtility.ApiException e) {
53        // TODO: 请求失败，根据状态码执行不同的逻辑
54        e.printStackTrace();
55    }
56  }
57
58  public AuthorizationEntity run(CreateAuthorizationRequest request) {
59    String uri = PATH;
60    String reqBody = WXPayUtility.toJson(request);
61
62    Request.Builder reqBuilder = new Request.Builder().url(HOST + uri);
63    reqBuilder.addHeader("Accept", "application/json");
64    reqBuilder.addHeader("Wechatpay-Serial", wechatPayPublicKeyId);
65    reqBuilder.addHeader("Authorization", WXPayUtility.buildAuthorization(mchid, certificateSerialNo,privateKey, METHOD, uri, reqBody));
66    reqBuilder.addHeader("Content-Type", "application/json");
67    RequestBody requestBody = RequestBody.create(MediaType.parse("application/json; charset=utf-8"), reqBody);
68    reqBuilder.method(METHOD, requestBody);
69    Request httpRequest = reqBuilder.build();
70
71    // 发送HTTP请求
72    OkHttpClient client = new OkHttpClient.Builder().build();
73    try (Response httpResponse = client.newCall(httpRequest).execute()) {
74      String respBody = WXPayUtility.extractBody(httpResponse);
75      if (httpResponse.code() >= 200 && httpResponse.code() < 300) {
76        // 2XX 成功，验证应答签名
77        WXPayUtility.validateResponse(this.wechatPayPublicKeyId, this.wechatPayPublicKey,
78            httpResponse.headers(), respBody);
79
80        // 从HTTP应答报文构建返回数据
81        return WXPayUtility.fromJson(respBody, AuthorizationEntity.class);
82      } else {
83        throw new WXPayUtility.ApiException(httpResponse.code(), respBody, httpResponse.headers());
84      }
85    } catch (IOException e) {
86      throw new UncheckedIOException("Sending request to " + uri + " failed.", e);
87    }
88  }
89
90  private final String mchid;
91  private final String certificateSerialNo;
92  private final PrivateKey privateKey;
93  private final String wechatPayPublicKeyId;
94  private final PublicKey wechatPayPublicKey;
95
96  public CreateAuthorization(String mchid, String certificateSerialNo, String privateKeyFilePath, String wechatPayPublicKeyId, String wechatPayPublicKeyFilePath) {
97    this.mchid = mchid;
98    this.certificateSerialNo = certificateSerialNo;
99    this.privateKey = WXPayUtility.loadPrivateKeyFromPath(privateKeyFilePath);
100    this.wechatPayPublicKeyId = wechatPayPublicKeyId;
101    this.wechatPayPublicKey = WXPayUtility.loadPublicKeyFromPath(wechatPayPublicKeyFilePath);
102  }
103
104  public static class CreateAuthorizationRequest {
105    @SerializedName("out_insurance_no")
106    public String outInsuranceNo;
107  
108    @SerializedName("appid")
109    public String appid;
110  
111    @SerializedName("plan_id")
112    public String planId;
113  
114    @SerializedName("out_contract_code")
115    public String outContractCode;
116  
117    @SerializedName("insurance_name")
118    public String insuranceName;
119  
120    @SerializedName("payee_mchid")
121    public String payeeMchid;
122  
123    @SerializedName("payee_appid")
124    public String payeeAppid;
125  }
126  
127  public static class AuthorizationEntity {
128    @SerializedName("out_insurance_no")
129    public String outInsuranceNo;
130  
131    @SerializedName("appid")
132    public String appid;
133  
134    @SerializedName("plan_id")
135    public String planId;
136  
137    @SerializedName("out_contract_code")
138    public String outContractCode;
139  
140    @SerializedName("insurance_name")
141    public String insuranceName;
142  
143    @SerializedName("auth_state")
144    public AuthState authState;
145  
146    @SerializedName("user_auth_time")
147    public String userAuthTime;
148  
149    @SerializedName("feedback_reason")
150    public FeedbackReason feedbackReason;
151  }
152  
153  public enum AuthState {
154    @SerializedName("AUTH_STATE_INIT")
155    AUTH_STATE_INIT,
156    @SerializedName("AUTH_STATE_PENDING")
157    AUTH_STATE_PENDING,
158    @SerializedName("AUTH_STATE_GRANTED")
159    AUTH_STATE_GRANTED,
160    @SerializedName("AUTH_STATE_DENIED")
161    AUTH_STATE_DENIED,
162    @SerializedName("AUTH_STATE_EXPIRED")
163    AUTH_STATE_EXPIRED
164  }
165  
166  public enum FeedbackReason {
167    @SerializedName("FEEDBACK_REASON_UPLOADED")
168    FEEDBACK_REASON_UPLOADED,
169    @SerializedName("FEEDBACK_REASON_NOT_COMPLETED_INSURED")
170    FEEDBACK_REASON_NOT_COMPLETED_INSURED,
171    @SerializedName("FEEDBACK_REASON_POLICY_HOLDER_CHANGED")
172    FEEDBACK_REASON_POLICY_HOLDER_CHANGED,
173    @SerializedName("FEEDBACK_REASON_TEST_POLICY")
174    FEEDBACK_REASON_TEST_POLICY,
175    @SerializedName("FEEDBACK_REASON_PENDING_INVESTIGATION")
176    FEEDBACK_REASON_PENDING_INVESTIGATION
177  }
178  
179}
180

1package main
2
3import (
4	"bytes"
5	"demo/wxpay_utility" // 引用微信支付工具库，参考 https://pay.weixin.qq.com/doc/v3/merchant/4015119334
6	"encoding/json"
7	"fmt"
8	"net/http"
9	"net/url"
10)
11
12func main() {
13	// TODO: 请准备商户开发必要参数，参考：https://pay.weixin.qq.com/doc/v3/merchant/4013070756
14	config, err := wxpay_utility.CreateMchConfig(
15		"19xxxxxxxx",                 // 商户号，是由微信支付系统生成并分配给每个商户的唯一标识符，商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/merchant/4013070756
16		"1DDE55AD98Exxxxxxxxxx",      // 商户API证书序列号，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013053053
17		"/path/to/apiclient_key.pem", // 商户API证书私钥文件路径，本地文件路径
18		"PUB_KEY_ID_xxxxxxxxxxxxx",   // 微信支付公钥ID，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013038816
19		"/path/to/wxp_pub.pem",       // 微信支付公钥文件路径，本地文件路径
20	)
21	if err != nil {
22		fmt.Println(err)
23		return
24	}
25
26	request := &CreateAuthorizationRequest{
27		OutInsuranceNo:  wxpay_utility.String("Insihsiahishishihhihsis12343n2no"),
28		Appid:           wxpay_utility.String("wx7f3f0032b6e6f0cc"),
29		PlanId:          wxpay_utility.String("12535"),
30		OutContractCode: wxpay_utility.String("G7mQa2RfT9vXe4Bc1Ht5YpLwN3sJd6Zr8Ue2Sa"),
31		InsuranceName:   wxpay_utility.String("微医保·百万医疗险"),
32		PayeeMchid:      wxpay_utility.String("1900000109"),
33		PayeeAppid:      wxpay_utility.String("wx7f3f0032b6e6f0cc"),
34	}
35
36	response, err := CreateAuthorization(config, request)
37	if err != nil {
38		fmt.Printf("请求失败: %+v\n", err)
39		// TODO: 请求失败，根据状态码执行不同的处理
40		return
41	}
42
43	// TODO: 请求成功，继续业务逻辑
44	fmt.Printf("请求成功: %+v\n", response)
45}
46
47func CreateAuthorization(config *wxpay_utility.MchConfig, request *CreateAuthorizationRequest) (response *AuthorizationEntity, err error) {
48	const (
49		host   = "https://api.mch.weixin.qq.com"
50		method = "POST"
51		path   = "/v3/inspolicymgr/deduct/authorizations"
52	)
53
54	reqUrl, err := url.Parse(fmt.Sprintf("%s%s", host, path))
55	if err != nil {
56		return nil, err
57	}
58	reqBody, err := json.Marshal(request)
59	if err != nil {
60		return nil, err
61	}
62	httpRequest, err := http.NewRequest(method, reqUrl.String(), bytes.NewReader(reqBody))
63	if err != nil {
64		return nil, err
65	}
66	httpRequest.Header.Set("Accept", "application/json")
67	httpRequest.Header.Set("Wechatpay-Serial", config.WechatPayPublicKeyId())
68	httpRequest.Header.Set("Content-Type", "application/json")
69	authorization, err := wxpay_utility.BuildAuthorization(config.MchId(), config.CertificateSerialNo(), config.PrivateKey(), method, reqUrl.RequestURI(), reqBody)
70	if err != nil {
71		return nil, err
72	}
73	httpRequest.Header.Set("Authorization", authorization)
74
75	client := &http.Client{}
76	httpResponse, err := client.Do(httpRequest)
77	if err != nil {
78		return nil, err
79	}
80	respBody, err := wxpay_utility.ExtractResponseBody(httpResponse)
81	if err != nil {
82		return nil, err
83	}
84	if httpResponse.StatusCode >= 200 && httpResponse.StatusCode < 300 {
85		// 2XX 成功，验证应答签名
86		err = wxpay_utility.ValidateResponse(
87			config.WechatPayPublicKeyId(),
88			config.WechatPayPublicKey(),
89			&httpResponse.Header,
90			respBody,
91		)
92		if err != nil {
93			return nil, err
94		}
95		response := &AuthorizationEntity{}
96		if err := json.Unmarshal(respBody, response); err != nil {
97			return nil, err
98		}
99
100		return response, nil
101	} else {
102		return nil, wxpay_utility.NewApiException(
103			httpResponse.StatusCode,
104			httpResponse.Header,
105			respBody,
106		)
107	}
108}
109
110type CreateAuthorizationRequest struct {
111	OutInsuranceNo  *string `json:"out_insurance_no,omitempty"`
112	Appid           *string `json:"appid,omitempty"`
113	PlanId          *string `json:"plan_id,omitempty"`
114	OutContractCode *string `json:"out_contract_code,omitempty"`
115	InsuranceName   *string `json:"insurance_name,omitempty"`
116	PayeeMchid      *string `json:"payee_mchid,omitempty"`
117	PayeeAppid      *string `json:"payee_appid,omitempty"`
118}
119
120type AuthorizationEntity struct {
121	OutInsuranceNo  *string         `json:"out_insurance_no,omitempty"`
122	Appid           *string         `json:"appid,omitempty"`
123	PlanId          *string         `json:"plan_id,omitempty"`
124	OutContractCode *string         `json:"out_contract_code,omitempty"`
125	InsuranceName   *string         `json:"insurance_name,omitempty"`
126	AuthState       *AuthState      `json:"auth_state,omitempty"`
127	UserAuthTime    *string         `json:"user_auth_time,omitempty"`
128	FeedbackReason  *FeedbackReason `json:"feedback_reason,omitempty"`
129}
130
131type AuthState string
132
133func (e AuthState) Ptr() *AuthState {
134	return &e
135}
136
137const (
138	AUTHSTATE_AUTH_STATE_INIT    AuthState = "AUTH_STATE_INIT"
139	AUTHSTATE_AUTH_STATE_PENDING AuthState = "AUTH_STATE_PENDING"
140	AUTHSTATE_AUTH_STATE_GRANTED AuthState = "AUTH_STATE_GRANTED"
141	AUTHSTATE_AUTH_STATE_DENIED  AuthState = "AUTH_STATE_DENIED"
142	AUTHSTATE_AUTH_STATE_EXPIRED AuthState = "AUTH_STATE_EXPIRED"
143)
144
145type FeedbackReason string
146
147func (e FeedbackReason) Ptr() *FeedbackReason {
148	return &e
149}
150
151const (
152	FEEDBACKREASON_FEEDBACK_REASON_UPLOADED              FeedbackReason = "FEEDBACK_REASON_UPLOADED"
153	FEEDBACKREASON_FEEDBACK_REASON_NOT_COMPLETED_INSURED FeedbackReason = "FEEDBACK_REASON_NOT_COMPLETED_INSURED"
154	FEEDBACKREASON_FEEDBACK_REASON_POLICY_HOLDER_CHANGED FeedbackReason = "FEEDBACK_REASON_POLICY_HOLDER_CHANGED"
155	FEEDBACKREASON_FEEDBACK_REASON_TEST_POLICY           FeedbackReason = "FEEDBACK_REASON_TEST_POLICY"
156	FEEDBACKREASON_FEEDBACK_REASON_PENDING_INVESTIGATION FeedbackReason = "FEEDBACK_REASON_PENDING_INVESTIGATION"
157)
158