上传保单

1curl -X POST \
2  https://api.mch.weixin.qq.com/v3/inspolicymgr/deduct/policies \
3  -H "Authorization: WECHATPAY2-SHA256-RSA2048 mchid=\"1900000001\",..." \
4  -H "Accept: application/json" \
5  -H "Wechatpay-Serial: 5157F09EFDC096DE15EBE81A47057A7232F1B8E1"  \
6  -H "Content-Type: application/json" \
7  -d '{
8    "out_insurance_no" : "7Kx9Qm2Wp5Rt8Yv4Bn6Ld3Hj1Fc0Zs",
9    "insured_name_list" : [
10      "tCk1JSUV2QUlCQURBTkJna3Foa2lHOXcwQkFRRUZBQVNDQktZd2dnU2lBZ0VBQW9JQkFRRFRuem56VWNDNDFtUTQKNXpoMWVhYThMQ0NvUmhjeFB1Ymo1cGFaQ1FoVFdlUzBwajYwOUdlb3EyZ29aa1VyclhkK"
11    ],
12    "insurance_company_code" : "10001",
13    "effective_time" : "2025-09-21T17:11:12+08:00",
14    "expired_time" : "2026-09-21T17:11:12+08:00",
15    "coverage_detail" : "房屋主体损失：100万元；室内装潢损失：10万元；室内财产损失：10万元；水暖管爆裂损失：1万元；室内财产盗抢损失：2万元。",
16    "support_renewal" : true,
17    "start_renewal_time" : "2025-09-21T17:11:12+08:00",
18    "end_renewal_time" : "2025-10-21T17:11:12+08:00",
19    "policy_type" : "POLICY_TYPE_OTHER",
20    "car_number" : "粤B·AB123",
21    "pet_name" : "小狗",
22    "address" : "上海市浦东新区晨晖路1001号",
23    "policy_state" : "POLICY_STATE_ISSUING",
24    "policy_code" : "Coisihsiaxishishi4hihsid1ii411co",
25    "plan_id" : "12535",
26    "out_contract_code" : "G7mQa2RfT9vXe4Bc1Ht5YpLwN3sJd6Zr8Ue2Sa",
27    "policy_periods" : [
28      1
29    ],
30    "appid" : "wx7f3f0032b6e6f0cc",
31    "openid" : "oYobu0MVnQfWpSMOYJz2AHPG_gQw",
32    "free_insurance" : false,
33    "combined_payment" : false,
34    "payment_method" : "PAYMENT_METHOD_PERIOD",
35    "period_premium_mode" : "PERIOD_PREMIUM_MODE_EQUAL",
36    "payment_period" : "PAYMENT_PERIOD_MONTH",
37    "first_period_amount" : 8000,
38    "subsequent_period_amount" : 5000,
39    "coverage_term_type" : "COVERAGE_TERM_TYPE_FIXED_DATE",
40    "payee_mchid" : "1900000109",
41    "payee_appid" : "wx7f3f0032b6e6f0cc",
42    "payee_openid" : "oYobu0MVnQfWpSMOYJz2AHPG_gQw"
43  }'
44

1package com.java.demo;
2
3import com.java.utils.WXPayUtility; // 引用微信支付工具库，参考：https://pay.weixin.qq.com/doc/v3/merchant/4014931831
4
5import com.google.gson.annotations.SerializedName;
6import com.google.gson.annotations.Expose;
7import okhttp3.MediaType;
8import okhttp3.OkHttpClient;
9import okhttp3.Request;
10import okhttp3.RequestBody;
11import okhttp3.Response;
12
13import java.io.IOException;
14import java.io.UncheckedIOException;
15import java.security.PrivateKey;
16import java.security.PublicKey;
17import java.util.ArrayList;
18import java.util.HashMap;
19import java.util.List;
20import java.util.Map;
21
22/**
23 * 上传保单
24 */
25public class CreatePolicy {
26  private static String HOST = "https://api.mch.weixin.qq.com";
27  private static String METHOD = "POST";
28  private static String PATH = "/v3/inspolicymgr/deduct/policies";
29
30  public static void main(String[] args) {
31    // TODO: 请准备商户开发必要参数，参考：https://pay.weixin.qq.com/doc/v3/merchant/4013070756
32    CreatePolicy client = new CreatePolicy(
33      "19xxxxxxxx",                    // 商户号，是由微信支付系统生成并分配给每个商户的唯一标识符，商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/merchant/4013070756
34      "1DDE55AD98Exxxxxxxxxx",         // 商户API证书序列号，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013053053
35      "/path/to/apiclient_key.pem",     // 商户API证书私钥文件路径，本地文件路径
36      "PUB_KEY_ID_xxxxxxxxxxxxx",      // 微信支付公钥ID，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013038816
37      "/path/to/wxp_pub.pem"           // 微信支付公钥文件路径，本地文件路径
38    );
39
40    CreatePolicyRequest request = new CreatePolicyRequest();
41    request.outInsuranceNo = "7Kx9Qm2Wp5Rt8Yv4Bn6Ld3Hj1Fc0Zs";
42    request.insuredNameList = new ArrayList<>();
43    {
44      request.insuredNameList.add("tCk1JSUV2QUlCQURBTkJna3Foa2lHOXcwQkFRRUZBQVNDQktZd2dnU2lBZ0VBQW9JQkFRRFRuem56VWNDNDFtUTQKNXpoMWVhYThMQ0NvUmhjeFB1Ymo1cGFaQ1FoVFdlUzBwajYwOUdlb3EyZ29aa1VyclhkK");
45    };
46    request.insuranceCompanyCode = "10001";
47    request.effectiveTime = "2025-09-21T17:11:12+08:00";
48    request.expiredTime = "2026-09-21T17:11:12+08:00";
49    request.coverageDetail = "房屋主体损失：100万元；室内装潢损失：10万元；室内财产损失：10万元；水暖管爆裂损失：1万元；室内财产盗抢损失：2万元。";
50    request.supportRenewal = true;
51    request.startRenewalTime = "2025-09-21T17:11:12+08:00";
52    request.endRenewalTime = "2025-10-21T17:11:12+08:00";
53    request.policyType = PolicyType.POLICY_TYPE_OTHER;
54    request.carNumber = "粤B·AB123";
55    request.petName = "小狗";
56    request.address = "上海市浦东新区晨晖路1001号";
57    request.policyState = PolicyState.POLICY_STATE_ISSUING;
58    request.policyCode = "Coisihsiaxishishi4hihsid1ii411co";
59    request.planId = "12535";
60    request.outContractCode = "G7mQa2RfT9vXe4Bc1Ht5YpLwN3sJd6Zr8Ue2Sa";
61    request.policyPeriods = new ArrayList<>();
62    {
63      request.policyPeriods.add(1L);
64    };
65    request.appid = "wx7f3f0032b6e6f0cc";
66    request.openid = "oYobu0MVnQfWpSMOYJz2AHPG_gQw";
67    request.freeInsurance = false;
68    request.combinedPayment = false;
69    request.paymentMethod = PaymentMethod.PAYMENT_METHOD_PERIOD;
70    request.periodPremiumMode = PeriodPremiumMode.PERIOD_PREMIUM_MODE_EQUAL;
71    request.paymentPeriod = PaymentPeriod.PAYMENT_PERIOD_MONTH;
72    request.firstPeriodAmount = 8000L;
73    request.subsequentPeriodAmount = 5000L;
74    request.coverageTermType = CoverageTermType.COVERAGE_TERM_TYPE_FIXED_DATE;
75    request.payeeMchid = "1900000109";
76    request.payeeAppid = "wx7f3f0032b6e6f0cc";
77    request.payeeOpenid = "oYobu0MVnQfWpSMOYJz2AHPG_gQw";
78    try {
79      PolicyEntity response = client.run(request);
80        // TODO: 请求成功，继续业务逻辑
81        System.out.println(response);
82    } catch (WXPayUtility.ApiException e) {
83        // TODO: 请求失败，根据状态码执行不同的逻辑
84        e.printStackTrace();
85    }
86  }
87
88  public PolicyEntity run(CreatePolicyRequest request) {
89    String uri = PATH;
90    String reqBody = WXPayUtility.toJson(request);
91
92    Request.Builder reqBuilder = new Request.Builder().url(HOST + uri);
93    reqBuilder.addHeader("Accept", "application/json");
94    reqBuilder.addHeader("Wechatpay-Serial", wechatPayPublicKeyId);
95    reqBuilder.addHeader("Authorization", WXPayUtility.buildAuthorization(mchid, certificateSerialNo,privateKey, METHOD, uri, reqBody));
96    reqBuilder.addHeader("Content-Type", "application/json");
97    RequestBody requestBody = RequestBody.create(MediaType.parse("application/json; charset=utf-8"), reqBody);
98    reqBuilder.method(METHOD, requestBody);
99    Request httpRequest = reqBuilder.build();
100
101    // 发送HTTP请求
102    OkHttpClient client = new OkHttpClient.Builder().build();
103    try (Response httpResponse = client.newCall(httpRequest).execute()) {
104      String respBody = WXPayUtility.extractBody(httpResponse);
105      if (httpResponse.code() >= 200 && httpResponse.code() < 300) {
106        // 2XX 成功，验证应答签名
107        WXPayUtility.validateResponse(this.wechatPayPublicKeyId, this.wechatPayPublicKey,
108            httpResponse.headers(), respBody);
109
110        // 从HTTP应答报文构建返回数据
111        return WXPayUtility.fromJson(respBody, PolicyEntity.class);
112      } else {
113        throw new WXPayUtility.ApiException(httpResponse.code(), respBody, httpResponse.headers());
114      }
115    } catch (IOException e) {
116      throw new UncheckedIOException("Sending request to " + uri + " failed.", e);
117    }
118  }
119
120  private final String mchid;
121  private final String certificateSerialNo;
122  private final PrivateKey privateKey;
123  private final String wechatPayPublicKeyId;
124  private final PublicKey wechatPayPublicKey;
125
126  public CreatePolicy(String mchid, String certificateSerialNo, String privateKeyFilePath, String wechatPayPublicKeyId, String wechatPayPublicKeyFilePath) {
127    this.mchid = mchid;
128    this.certificateSerialNo = certificateSerialNo;
129    this.privateKey = WXPayUtility.loadPrivateKeyFromPath(privateKeyFilePath);
130    this.wechatPayPublicKeyId = wechatPayPublicKeyId;
131    this.wechatPayPublicKey = WXPayUtility.loadPublicKeyFromPath(wechatPayPublicKeyFilePath);
132  }
133
134  public String encrypt(String plainText) {
135    return WXPayUtility.encrypt(this.wechatPayPublicKey, plainText);
136  }
137
138  public static class CreatePolicyRequest {
139    @SerializedName("out_insurance_no")
140    public String outInsuranceNo;
141  
142    @SerializedName("insured_name_list")
143    public List<String> insuredNameList = new ArrayList<String>();
144  
145    @SerializedName("insurance_company_code")
146    public String insuranceCompanyCode;
147  
148    @SerializedName("effective_time")
149    public String effectiveTime;
150  
151    @SerializedName("expired_time")
152    public String expiredTime;
153  
154    @SerializedName("coverage_detail")
155    public String coverageDetail;
156  
157    @SerializedName("support_renewal")
158    public Boolean supportRenewal;
159  
160    @SerializedName("start_renewal_time")
161    public String startRenewalTime;
162  
163    @SerializedName("end_renewal_time")
164    public String endRenewalTime;
165  
166    @SerializedName("policy_type")
167    public PolicyType policyType;
168  
169    @SerializedName("car_number")
170    public String carNumber;
171  
172    @SerializedName("pet_name")
173    public String petName;
174  
175    @SerializedName("address")
176    public String address;
177  
178    @SerializedName("policy_state")
179    public PolicyState policyState;
180  
181    @SerializedName("policy_code")
182    public String policyCode;
183  
184    @SerializedName("plan_id")
185    public String planId;
186  
187    @SerializedName("out_contract_code")
188    public String outContractCode;
189  
190    @SerializedName("policy_periods")
191    public List<Long> policyPeriods;
192  
193    @SerializedName("appid")
194    public String appid;
195  
196    @SerializedName("openid")
197    public String openid;
198  
199    @SerializedName("free_insurance")
200    public Boolean freeInsurance;
201  
202    @SerializedName("combined_payment")
203    public Boolean combinedPayment;
204  
205    @SerializedName("payment_method")
206    public PaymentMethod paymentMethod;
207  
208    @SerializedName("period_premium_mode")
209    public PeriodPremiumMode periodPremiumMode;
210  
211    @SerializedName("payment_period")
212    public PaymentPeriod paymentPeriod;
213  
214    @SerializedName("first_period_amount")
215    public Long firstPeriodAmount;
216  
217    @SerializedName("subsequent_period_amount")
218    public Long subsequentPeriodAmount;
219  
220    @SerializedName("coverage_term_type")
221    public CoverageTermType coverageTermType;
222  
223    @SerializedName("payee_mchid")
224    public String payeeMchid;
225  
226    @SerializedName("payee_appid")
227    public String payeeAppid;
228  
229    @SerializedName("payee_openid")
230    public String payeeOpenid;
231  }
232  
233  public static class PolicyEntity {
234    @SerializedName("out_insurance_no")
235    public String outInsuranceNo;
236  
237    @SerializedName("insurance_name")
238    public String insuranceName;
239  
240    @SerializedName("insured_name_list")
241    public List<String> insuredNameList = new ArrayList<String>();
242  
243    @SerializedName("insurance_company_code")
244    public String insuranceCompanyCode;
245  
246    @SerializedName("effective_time")
247    public String effectiveTime;
248  
249    @SerializedName("expired_time")
250    public String expiredTime;
251  
252    @SerializedName("coverage_detail")
253    public String coverageDetail;
254  
255    @SerializedName("support_renewal")
256    public Boolean supportRenewal;
257  
258    @SerializedName("start_renewal_time")
259    public String startRenewalTime;
260  
261    @SerializedName("end_renewal_time")
262    public String endRenewalTime;
263  
264    @SerializedName("policy_type")
265    public PolicyType policyType;
266  
267    @SerializedName("car_number")
268    public String carNumber;
269  
270    @SerializedName("pet_name")
271    public String petName;
272  
273    @SerializedName("address")
274    public String address;
275  
276    @SerializedName("policy_state")
277    public PolicyState policyState;
278  
279    @SerializedName("policy_code")
280    public String policyCode;
281  
282    @SerializedName("plan_id")
283    public String planId;
284  
285    @SerializedName("out_contract_code")
286    public String outContractCode;
287  
288    @SerializedName("policy_periods")
289    public List<Long> policyPeriods;
290  
291    @SerializedName("free_insurance")
292    public Boolean freeInsurance;
293  
294    @SerializedName("combined_payment")
295    public Boolean combinedPayment;
296  
297    @SerializedName("payment_method")
298    public PaymentMethod paymentMethod;
299  
300    @SerializedName("period_premium_mode")
301    public PeriodPremiumMode periodPremiumMode;
302  
303    @SerializedName("payment_period")
304    public PaymentPeriod paymentPeriod;
305  
306    @SerializedName("first_period_amount")
307    public Long firstPeriodAmount;
308  
309    @SerializedName("subsequent_period_amount")
310    public Long subsequentPeriodAmount;
311  
312    @SerializedName("coverage_term_type")
313    public CoverageTermType coverageTermType;
314  }
315  
316  public enum PolicyType {
317    @SerializedName("POLICY_TYPE_OTHER")
318    POLICY_TYPE_OTHER,
319    @SerializedName("POLICY_TYPE_MEDICAL")
320    POLICY_TYPE_MEDICAL,
321    @SerializedName("POLICY_TYPE_ACCIDENT")
322    POLICY_TYPE_ACCIDENT,
323    @SerializedName("POLICY_TYPE_CRITICAL")
324    POLICY_TYPE_CRITICAL,
325    @SerializedName("POLICY_TYPE_CAR")
326    POLICY_TYPE_CAR,
327    @SerializedName("POLICY_TYPE_LIFE")
328    POLICY_TYPE_LIFE,
329    @SerializedName("POLICY_TYPE_PROPERTY")
330    POLICY_TYPE_PROPERTY,
331    @SerializedName("POLICY_TYPE_PET")
332    POLICY_TYPE_PET,
333    @SerializedName("POLICY_TYPE_ANNUITY")
334    POLICY_TYPE_ANNUITY
335  }
336  
337  public enum PolicyState {
338    @SerializedName("POLICY_STATE_ISSUING")
339    POLICY_STATE_ISSUING,
340    @SerializedName("POLICY_STATE_APPROVED")
341    POLICY_STATE_APPROVED,
342    @SerializedName("POLICY_STATE_DECLINED")
343    POLICY_STATE_DECLINED,
344    @SerializedName("POLICY_STATE_INACTIVE")
345    POLICY_STATE_INACTIVE
346  }
347  
348  public enum PaymentMethod {
349    @SerializedName("PAYMENT_METHOD_OTHER")
350    PAYMENT_METHOD_OTHER,
351    @SerializedName("PAYMENT_METHOD_PERIOD")
352    PAYMENT_METHOD_PERIOD,
353    @SerializedName("PAYMENT_METHOD_LUMP_SUM")
354    PAYMENT_METHOD_LUMP_SUM
355  }
356  
357  public enum PeriodPremiumMode {
358    @SerializedName("PERIOD_PREMIUM_MODE_EQUAL")
359    PERIOD_PREMIUM_MODE_EQUAL,
360    @SerializedName("PERIOD_PREMIUM_MODE_FIRST_DIFF")
361    PERIOD_PREMIUM_MODE_FIRST_DIFF,
362    @SerializedName("PERIOD_PREMIUM_MODE_MULTI_DIFF")
363    PERIOD_PREMIUM_MODE_MULTI_DIFF
364  }
365  
366  public enum PaymentPeriod {
367    @SerializedName("PAYMENT_PERIOD_DAY")
368    PAYMENT_PERIOD_DAY,
369    @SerializedName("PAYMENT_PERIOD_WEEK")
370    PAYMENT_PERIOD_WEEK,
371    @SerializedName("PAYMENT_PERIOD_BIWEEKLY")
372    PAYMENT_PERIOD_BIWEEKLY,
373    @SerializedName("PAYMENT_PERIOD_MONTH")
374    PAYMENT_PERIOD_MONTH,
375    @SerializedName("PAYMENT_PERIOD_QUARTER")
376    PAYMENT_PERIOD_QUARTER,
377    @SerializedName("PAYMENT_PERIOD_HALF_YEAR")
378    PAYMENT_PERIOD_HALF_YEAR,
379    @SerializedName("PAYMENT_PERIOD_YEAR")
380    PAYMENT_PERIOD_YEAR
381  }
382  
383  public enum CoverageTermType {
384    @SerializedName("COVERAGE_TERM_TYPE_FIXED_DATE")
385    COVERAGE_TERM_TYPE_FIXED_DATE,
386    @SerializedName("COVERAGE_TERM_TYPE_LIFETIME")
387    COVERAGE_TERM_TYPE_LIFETIME
388  }
389  
390}
391

1package main
2
3import (
4	"bytes"
5	"demo/wxpay_utility" // 引用微信支付工具库，参考 https://pay.weixin.qq.com/doc/v3/merchant/4015119334
6	"encoding/json"
7	"fmt"
8	"net/http"
9	"net/url"
10)
11
12func main() {
13	// TODO: 请准备商户开发必要参数，参考：https://pay.weixin.qq.com/doc/v3/merchant/4013070756
14	config, err := wxpay_utility.CreateMchConfig(
15		"19xxxxxxxx",                 // 商户号，是由微信支付系统生成并分配给每个商户的唯一标识符，商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/merchant/4013070756
16		"1DDE55AD98Exxxxxxxxxx",      // 商户API证书序列号，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013053053
17		"/path/to/apiclient_key.pem", // 商户API证书私钥文件路径，本地文件路径
18		"PUB_KEY_ID_xxxxxxxxxxxxx",   // 微信支付公钥ID，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013038816
19		"/path/to/wxp_pub.pem",       // 微信支付公钥文件路径，本地文件路径
20	)
21	if err != nil {
22		fmt.Println(err)
23		return
24	}
25
26	request := &CreatePolicyRequest{
27		OutInsuranceNo:         wxpay_utility.String("7Kx9Qm2Wp5Rt8Yv4Bn6Ld3Hj1Fc0Zs"),
28		InsuredNameList:        []string{"tCk1JSUV2QUlCQURBTkJna3Foa2lHOXcwQkFRRUZBQVNDQktZd2dnU2lBZ0VBQW9JQkFRRFRuem56VWNDNDFtUTQKNXpoMWVhYThMQ0NvUmhjeFB1Ymo1cGFaQ1FoVFdlUzBwajYwOUdlb3EyZ29aa1VyclhkK"},
29		InsuranceCompanyCode:   wxpay_utility.String("10001"),
30		EffectiveTime:          wxpay_utility.String("2025-09-21T17:11:12+08:00"),
31		ExpiredTime:            wxpay_utility.String("2026-09-21T17:11:12+08:00"),
32		CoverageDetail:         wxpay_utility.String("房屋主体损失：100万元；室内装潢损失：10万元；室内财产损失：10万元；水暖管爆裂损失：1万元；室内财产盗抢损失：2万元。"),
33		SupportRenewal:         wxpay_utility.Bool(true),
34		StartRenewalTime:       wxpay_utility.String("2025-09-21T17:11:12+08:00"),
35		EndRenewalTime:         wxpay_utility.String("2025-10-21T17:11:12+08:00"),
36		PolicyType:             POLICYTYPE_POLICY_TYPE_OTHER.Ptr(),
37		CarNumber:              wxpay_utility.String("粤B·AB123"),
38		PetName:                wxpay_utility.String("小狗"),
39		Address:                wxpay_utility.String("上海市浦东新区晨晖路1001号"),
40		PolicyState:            POLICYSTATE_POLICY_STATE_ISSUING.Ptr(),
41		PolicyCode:             wxpay_utility.String("Coisihsiaxishishi4hihsid1ii411co"),
42		PlanId:                 wxpay_utility.String("12535"),
43		OutContractCode:        wxpay_utility.String("G7mQa2RfT9vXe4Bc1Ht5YpLwN3sJd6Zr8Ue2Sa"),
44		PolicyPeriods:          []int64{int64(1)},
45		Appid:                  wxpay_utility.String("wx7f3f0032b6e6f0cc"),
46		Openid:                 wxpay_utility.String("oYobu0MVnQfWpSMOYJz2AHPG_gQw"),
47		FreeInsurance:          wxpay_utility.Bool(false),
48		CombinedPayment:        wxpay_utility.Bool(false),
49		PaymentMethod:          PAYMENTMETHOD_PAYMENT_METHOD_PERIOD.Ptr(),
50		PeriodPremiumMode:      PERIODPREMIUMMODE_PERIOD_PREMIUM_MODE_EQUAL.Ptr(),
51		PaymentPeriod:          PAYMENTPERIOD_PAYMENT_PERIOD_MONTH.Ptr(),
52		FirstPeriodAmount:      wxpay_utility.Int64(8000),
53		SubsequentPeriodAmount: wxpay_utility.Int64(5000),
54		CoverageTermType:       COVERAGETERMTYPE_COVERAGE_TERM_TYPE_FIXED_DATE.Ptr(),
55		PayeeMchid:             wxpay_utility.String("1900000109"),
56		PayeeAppid:             wxpay_utility.String("wx7f3f0032b6e6f0cc"),
57		PayeeOpenid:            wxpay_utility.String("oYobu0MVnQfWpSMOYJz2AHPG_gQw"),
58	}
59
60	response, err := CreatePolicy(config, request)
61	if err != nil {
62		fmt.Printf("请求失败: %+v\n", err)
63		// TODO: 请求失败，根据状态码执行不同的处理
64		return
65	}
66
67	// TODO: 请求成功，继续业务逻辑
68	fmt.Printf("请求成功: %+v\n", response)
69}
70
71func CreatePolicy(config *wxpay_utility.MchConfig, request *CreatePolicyRequest) (response *PolicyEntity, err error) {
72	const (
73		host   = "https://api.mch.weixin.qq.com"
74		method = "POST"
75		path   = "/v3/inspolicymgr/deduct/policies"
76	)
77
78	reqUrl, err := url.Parse(fmt.Sprintf("%s%s", host, path))
79	if err != nil {
80		return nil, err
81	}
82	reqBody, err := json.Marshal(request)
83	if err != nil {
84		return nil, err
85	}
86	httpRequest, err := http.NewRequest(method, reqUrl.String(), bytes.NewReader(reqBody))
87	if err != nil {
88		return nil, err
89	}
90	httpRequest.Header.Set("Accept", "application/json")
91	httpRequest.Header.Set("Wechatpay-Serial", config.WechatPayPublicKeyId())
92	httpRequest.Header.Set("Content-Type", "application/json")
93	authorization, err := wxpay_utility.BuildAuthorization(config.MchId(), config.CertificateSerialNo(), config.PrivateKey(), method, reqUrl.RequestURI(), reqBody)
94	if err != nil {
95		return nil, err
96	}
97	httpRequest.Header.Set("Authorization", authorization)
98
99	client := &http.Client{}
100	httpResponse, err := client.Do(httpRequest)
101	if err != nil {
102		return nil, err
103	}
104	respBody, err := wxpay_utility.ExtractResponseBody(httpResponse)
105	if err != nil {
106		return nil, err
107	}
108	if httpResponse.StatusCode >= 200 && httpResponse.StatusCode < 300 {
109		// 2XX 成功，验证应答签名
110		err = wxpay_utility.ValidateResponse(
111			config.WechatPayPublicKeyId(),
112			config.WechatPayPublicKey(),
113			&httpResponse.Header,
114			respBody,
115		)
116		if err != nil {
117			return nil, err
118		}
119		response := &PolicyEntity{}
120		if err := json.Unmarshal(respBody, response); err != nil {
121			return nil, err
122		}
123
124		return response, nil
125	} else {
126		return nil, wxpay_utility.NewApiException(
127			httpResponse.StatusCode,
128			httpResponse.Header,
129			respBody,
130		)
131	}
132}
133
134type CreatePolicyRequest struct {
135	OutInsuranceNo         *string            `json:"out_insurance_no,omitempty"`
136	InsuredNameList        []string           `json:"insured_name_list,omitempty"`
137	InsuranceCompanyCode   *string            `json:"insurance_company_code,omitempty"`
138	EffectiveTime          *string            `json:"effective_time,omitempty"`
139	ExpiredTime            *string            `json:"expired_time,omitempty"`
140	CoverageDetail         *string            `json:"coverage_detail,omitempty"`
141	SupportRenewal         *bool              `json:"support_renewal,omitempty"`
142	StartRenewalTime       *string            `json:"start_renewal_time,omitempty"`
143	EndRenewalTime         *string            `json:"end_renewal_time,omitempty"`
144	PolicyType             *PolicyType        `json:"policy_type,omitempty"`
145	CarNumber              *string            `json:"car_number,omitempty"`
146	PetName                *string            `json:"pet_name,omitempty"`
147	Address                *string            `json:"address,omitempty"`
148	PolicyState            *PolicyState       `json:"policy_state,omitempty"`
149	PolicyCode             *string            `json:"policy_code,omitempty"`
150	PlanId                 *string            `json:"plan_id,omitempty"`
151	OutContractCode        *string            `json:"out_contract_code,omitempty"`
152	PolicyPeriods          []int64            `json:"policy_periods,omitempty"`
153	Appid                  *string            `json:"appid,omitempty"`
154	Openid                 *string            `json:"openid,omitempty"`
155	FreeInsurance          *bool              `json:"free_insurance,omitempty"`
156	CombinedPayment        *bool              `json:"combined_payment,omitempty"`
157	PaymentMethod          *PaymentMethod     `json:"payment_method,omitempty"`
158	PeriodPremiumMode      *PeriodPremiumMode `json:"period_premium_mode,omitempty"`
159	PaymentPeriod          *PaymentPeriod     `json:"payment_period,omitempty"`
160	FirstPeriodAmount      *int64             `json:"first_period_amount,omitempty"`
161	SubsequentPeriodAmount *int64             `json:"subsequent_period_amount,omitempty"`
162	CoverageTermType       *CoverageTermType  `json:"coverage_term_type,omitempty"`
163	PayeeMchid             *string            `json:"payee_mchid,omitempty"`
164	PayeeAppid             *string            `json:"payee_appid,omitempty"`
165	PayeeOpenid            *string            `json:"payee_openid,omitempty"`
166}
167
168type PolicyEntity struct {
169	OutInsuranceNo         *string            `json:"out_insurance_no,omitempty"`
170	InsuranceName          *string            `json:"insurance_name,omitempty"`
171	InsuredNameList        []string           `json:"insured_name_list,omitempty"`
172	InsuranceCompanyCode   *string            `json:"insurance_company_code,omitempty"`
173	EffectiveTime          *string            `json:"effective_time,omitempty"`
174	ExpiredTime            *string            `json:"expired_time,omitempty"`
175	CoverageDetail         *string            `json:"coverage_detail,omitempty"`
176	SupportRenewal         *bool              `json:"support_renewal,omitempty"`
177	StartRenewalTime       *string            `json:"start_renewal_time,omitempty"`
178	EndRenewalTime         *string            `json:"end_renewal_time,omitempty"`
179	PolicyType             *PolicyType        `json:"policy_type,omitempty"`
180	CarNumber              *string            `json:"car_number,omitempty"`
181	PetName                *string            `json:"pet_name,omitempty"`
182	Address                *string            `json:"address,omitempty"`
183	PolicyState            *PolicyState       `json:"policy_state,omitempty"`
184	PolicyCode             *string            `json:"policy_code,omitempty"`
185	PlanId                 *string            `json:"plan_id,omitempty"`
186	OutContractCode        *string            `json:"out_contract_code,omitempty"`
187	PolicyPeriods          []int64            `json:"policy_periods,omitempty"`
188	FreeInsurance          *bool              `json:"free_insurance,omitempty"`
189	CombinedPayment        *bool              `json:"combined_payment,omitempty"`
190	PaymentMethod          *PaymentMethod     `json:"payment_method,omitempty"`
191	PeriodPremiumMode      *PeriodPremiumMode `json:"period_premium_mode,omitempty"`
192	PaymentPeriod          *PaymentPeriod     `json:"payment_period,omitempty"`
193	FirstPeriodAmount      *int64             `json:"first_period_amount,omitempty"`
194	SubsequentPeriodAmount *int64             `json:"subsequent_period_amount,omitempty"`
195	CoverageTermType       *CoverageTermType  `json:"coverage_term_type,omitempty"`
196}
197
198type PolicyType string
199
200func (e PolicyType) Ptr() *PolicyType {
201	return &e
202}
203
204const (
205	POLICYTYPE_POLICY_TYPE_OTHER    PolicyType = "POLICY_TYPE_OTHER"
206	POLICYTYPE_POLICY_TYPE_MEDICAL  PolicyType = "POLICY_TYPE_MEDICAL"
207	POLICYTYPE_POLICY_TYPE_ACCIDENT PolicyType = "POLICY_TYPE_ACCIDENT"
208	POLICYTYPE_POLICY_TYPE_CRITICAL PolicyType = "POLICY_TYPE_CRITICAL"
209	POLICYTYPE_POLICY_TYPE_CAR      PolicyType = "POLICY_TYPE_CAR"
210	POLICYTYPE_POLICY_TYPE_LIFE     PolicyType = "POLICY_TYPE_LIFE"
211	POLICYTYPE_POLICY_TYPE_PROPERTY PolicyType = "POLICY_TYPE_PROPERTY"
212	POLICYTYPE_POLICY_TYPE_PET      PolicyType = "POLICY_TYPE_PET"
213	POLICYTYPE_POLICY_TYPE_ANNUITY  PolicyType = "POLICY_TYPE_ANNUITY"
214)
215
216type PolicyState string
217
218func (e PolicyState) Ptr() *PolicyState {
219	return &e
220}
221
222const (
223	POLICYSTATE_POLICY_STATE_ISSUING  PolicyState = "POLICY_STATE_ISSUING"
224	POLICYSTATE_POLICY_STATE_APPROVED PolicyState = "POLICY_STATE_APPROVED"
225	POLICYSTATE_POLICY_STATE_DECLINED PolicyState = "POLICY_STATE_DECLINED"
226	POLICYSTATE_POLICY_STATE_INACTIVE PolicyState = "POLICY_STATE_INACTIVE"
227)
228
229type PaymentMethod string
230
231func (e PaymentMethod) Ptr() *PaymentMethod {
232	return &e
233}
234
235const (
236	PAYMENTMETHOD_PAYMENT_METHOD_OTHER    PaymentMethod = "PAYMENT_METHOD_OTHER"
237	PAYMENTMETHOD_PAYMENT_METHOD_PERIOD   PaymentMethod = "PAYMENT_METHOD_PERIOD"
238	PAYMENTMETHOD_PAYMENT_METHOD_LUMP_SUM PaymentMethod = "PAYMENT_METHOD_LUMP_SUM"
239)
240
241type PeriodPremiumMode string
242
243func (e PeriodPremiumMode) Ptr() *PeriodPremiumMode {
244	return &e
245}
246
247const (
248	PERIODPREMIUMMODE_PERIOD_PREMIUM_MODE_EQUAL      PeriodPremiumMode = "PERIOD_PREMIUM_MODE_EQUAL"
249	PERIODPREMIUMMODE_PERIOD_PREMIUM_MODE_FIRST_DIFF PeriodPremiumMode = "PERIOD_PREMIUM_MODE_FIRST_DIFF"
250	PERIODPREMIUMMODE_PERIOD_PREMIUM_MODE_MULTI_DIFF PeriodPremiumMode = "PERIOD_PREMIUM_MODE_MULTI_DIFF"
251)
252
253type PaymentPeriod string
254
255func (e PaymentPeriod) Ptr() *PaymentPeriod {
256	return &e
257}
258
259const (
260	PAYMENTPERIOD_PAYMENT_PERIOD_DAY       PaymentPeriod = "PAYMENT_PERIOD_DAY"
261	PAYMENTPERIOD_PAYMENT_PERIOD_WEEK      PaymentPeriod = "PAYMENT_PERIOD_WEEK"
262	PAYMENTPERIOD_PAYMENT_PERIOD_BIWEEKLY  PaymentPeriod = "PAYMENT_PERIOD_BIWEEKLY"
263	PAYMENTPERIOD_PAYMENT_PERIOD_MONTH     PaymentPeriod = "PAYMENT_PERIOD_MONTH"
264	PAYMENTPERIOD_PAYMENT_PERIOD_QUARTER   PaymentPeriod = "PAYMENT_PERIOD_QUARTER"
265	PAYMENTPERIOD_PAYMENT_PERIOD_HALF_YEAR PaymentPeriod = "PAYMENT_PERIOD_HALF_YEAR"
266	PAYMENTPERIOD_PAYMENT_PERIOD_YEAR      PaymentPeriod = "PAYMENT_PERIOD_YEAR"
267)
268
269type CoverageTermType string
270
271func (e CoverageTermType) Ptr() *CoverageTermType {
272	return &e
273}
274
275const (
276	COVERAGETERMTYPE_COVERAGE_TERM_TYPE_FIXED_DATE CoverageTermType = "COVERAGE_TERM_TYPE_FIXED_DATE"
277	COVERAGETERMTYPE_COVERAGE_TERM_TYPE_LIFETIME   CoverageTermType = "COVERAGE_TERM_TYPE_LIFETIME"
278)
279