查询保单

1curl -X GET \
2  https://api.mch.weixin.qq.com/v3/inspolicymgr/deduct/policies/Poisihsiaxishishi4hihsid1ii411id \
3  -H "Authorization: WECHATPAY2-SHA256-RSA2048 mchid=\"1900000001\",..." \
4  -H "Accept: application/json" 
5

1package com.java.demo;
2
3import com.java.utils.WXPayUtility; // 引用微信支付工具库，参考：https://pay.weixin.qq.com/doc/v3/merchant/4014931831
4
5import com.google.gson.annotations.SerializedName;
6import com.google.gson.annotations.Expose;
7import okhttp3.MediaType;
8import okhttp3.OkHttpClient;
9import okhttp3.Request;
10import okhttp3.RequestBody;
11import okhttp3.Response;
12
13import java.io.IOException;
14import java.io.UncheckedIOException;
15import java.security.PrivateKey;
16import java.security.PublicKey;
17import java.util.ArrayList;
18import java.util.HashMap;
19import java.util.List;
20import java.util.Map;
21
22/**
23 * 查询保单
24 */
25public class QueryPolicy {
26  private static String HOST = "https://api.mch.weixin.qq.com";
27  private static String METHOD = "GET";
28  private static String PATH = "/v3/inspolicymgr/deduct/policies/{out_insurance_no}";
29
30  public static void main(String[] args) {
31    // TODO: 请准备商户开发必要参数，参考：https://pay.weixin.qq.com/doc/v3/merchant/4013070756
32    QueryPolicy client = new QueryPolicy(
33      "19xxxxxxxx",                    // 商户号，是由微信支付系统生成并分配给每个商户的唯一标识符，商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/merchant/4013070756
34      "1DDE55AD98Exxxxxxxxxx",         // 商户API证书序列号，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013053053
35      "/path/to/apiclient_key.pem",     // 商户API证书私钥文件路径，本地文件路径
36      "PUB_KEY_ID_xxxxxxxxxxxxx",      // 微信支付公钥ID，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013038816
37      "/path/to/wxp_pub.pem"           // 微信支付公钥文件路径，本地文件路径
38    );
39
40    QueryPolicyRequest request = new QueryPolicyRequest();
41    request.outInsuranceNo = "Poisihsiaxishishi4hihsid1ii411id";
42    try {
43      PolicyEntity response = client.run(request);
44        // TODO: 请求成功，继续业务逻辑
45        System.out.println(response);
46    } catch (WXPayUtility.ApiException e) {
47        // TODO: 请求失败，根据状态码执行不同的逻辑
48        e.printStackTrace();
49    }
50  }
51
52  public PolicyEntity run(QueryPolicyRequest request) {
53    String uri = PATH;
54    uri = uri.replace("{out_insurance_no}", WXPayUtility.urlEncode(request.outInsuranceNo));
55
56    Request.Builder reqBuilder = new Request.Builder().url(HOST + uri);
57    reqBuilder.addHeader("Accept", "application/json");
58    reqBuilder.addHeader("Wechatpay-Serial", wechatPayPublicKeyId);
59    reqBuilder.addHeader("Authorization", WXPayUtility.buildAuthorization(mchid, certificateSerialNo, privateKey, METHOD, uri, null));
60    reqBuilder.method(METHOD, null);
61    Request httpRequest = reqBuilder.build();
62
63    // 发送HTTP请求
64    OkHttpClient client = new OkHttpClient.Builder().build();
65    try (Response httpResponse = client.newCall(httpRequest).execute()) {
66      String respBody = WXPayUtility.extractBody(httpResponse);
67      if (httpResponse.code() >= 200 && httpResponse.code() < 300) {
68        // 2XX 成功，验证应答签名
69        WXPayUtility.validateResponse(this.wechatPayPublicKeyId, this.wechatPayPublicKey,
70            httpResponse.headers(), respBody);
71
72        // 从HTTP应答报文构建返回数据
73        return WXPayUtility.fromJson(respBody, PolicyEntity.class);
74      } else {
75        throw new WXPayUtility.ApiException(httpResponse.code(), respBody, httpResponse.headers());
76      }
77    } catch (IOException e) {
78      throw new UncheckedIOException("Sending request to " + uri + " failed.", e);
79    }
80  }
81
82  private final String mchid;
83  private final String certificateSerialNo;
84  private final PrivateKey privateKey;
85  private final String wechatPayPublicKeyId;
86  private final PublicKey wechatPayPublicKey;
87
88  public QueryPolicy(String mchid, String certificateSerialNo, String privateKeyFilePath, String wechatPayPublicKeyId, String wechatPayPublicKeyFilePath) {
89    this.mchid = mchid;
90    this.certificateSerialNo = certificateSerialNo;
91    this.privateKey = WXPayUtility.loadPrivateKeyFromPath(privateKeyFilePath);
92    this.wechatPayPublicKeyId = wechatPayPublicKeyId;
93    this.wechatPayPublicKey = WXPayUtility.loadPublicKeyFromPath(wechatPayPublicKeyFilePath);
94  }
95
96  public static class QueryPolicyRequest {
97    @SerializedName("out_insurance_no")
98    @Expose(serialize = false)
99    public String outInsuranceNo;
100  }
101  
102  public static class PolicyEntity {
103    @SerializedName("out_insurance_no")
104    public String outInsuranceNo;
105  
106    @SerializedName("insurance_name")
107    public String insuranceName;
108  
109    @SerializedName("insured_name_list")
110    public List<String> insuredNameList = new ArrayList<String>();
111  
112    @SerializedName("insurance_company_code")
113    public String insuranceCompanyCode;
114  
115    @SerializedName("effective_time")
116    public String effectiveTime;
117  
118    @SerializedName("expired_time")
119    public String expiredTime;
120  
121    @SerializedName("coverage_detail")
122    public String coverageDetail;
123  
124    @SerializedName("support_renewal")
125    public Boolean supportRenewal;
126  
127    @SerializedName("start_renewal_time")
128    public String startRenewalTime;
129  
130    @SerializedName("end_renewal_time")
131    public String endRenewalTime;
132  
133    @SerializedName("policy_type")
134    public PolicyType policyType;
135  
136    @SerializedName("car_number")
137    public String carNumber;
138  
139    @SerializedName("pet_name")
140    public String petName;
141  
142    @SerializedName("address")
143    public String address;
144  
145    @SerializedName("policy_state")
146    public PolicyState policyState;
147  
148    @SerializedName("policy_code")
149    public String policyCode;
150  
151    @SerializedName("plan_id")
152    public String planId;
153  
154    @SerializedName("out_contract_code")
155    public String outContractCode;
156  
157    @SerializedName("policy_periods")
158    public List<Long> policyPeriods = new ArrayList<Long>();
159  }
160  
161  public enum PolicyType {
162    @SerializedName("POLICY_TYPE_OTHER")
163    POLICY_TYPE_OTHER,
164    @SerializedName("POLICY_TYPE_MEDICAL")
165    POLICY_TYPE_MEDICAL,
166    @SerializedName("POLICY_TYPE_ACCIDENT")
167    POLICY_TYPE_ACCIDENT,
168    @SerializedName("POLICY_TYPE_CRITICAL")
169    POLICY_TYPE_CRITICAL,
170    @SerializedName("POLICY_TYPE_CAR")
171    POLICY_TYPE_CAR,
172    @SerializedName("POLICY_TYPE_LIFE")
173    POLICY_TYPE_LIFE,
174    @SerializedName("POLICY_TYPE_PROPERTY")
175    POLICY_TYPE_PROPERTY,
176    @SerializedName("POLICY_TYPE_PET")
177    POLICY_TYPE_PET,
178    @SerializedName("POLICY_TYPE_ANNUITY")
179    POLICY_TYPE_ANNUITY
180  }
181  
182  public enum PolicyState {
183    @SerializedName("POLICY_STATE_ISSUING")
184    POLICY_STATE_ISSUING,
185    @SerializedName("POLICY_STATE_APPROVED")
186    POLICY_STATE_APPROVED,
187    @SerializedName("POLICY_STATE_DECLINED")
188    POLICY_STATE_DECLINED,
189    @SerializedName("POLICY_STATE_INACTIVE")
190    POLICY_STATE_INACTIVE
191  }
192  
193}
194

1package main
2
3import (
4	"demo/wxpay_utility" // 引用微信支付工具库，参考 https://pay.weixin.qq.com/doc/v3/merchant/4015119334
5	"encoding/json"
6	"fmt"
7	"net/http"
8	"net/url"
9	"strings"
10)
11
12func main() {
13	// TODO: 请准备商户开发必要参数，参考：https://pay.weixin.qq.com/doc/v3/merchant/4013070756
14	config, err := wxpay_utility.CreateMchConfig(
15		"19xxxxxxxx",                 // 商户号，是由微信支付系统生成并分配给每个商户的唯一标识符，商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/merchant/4013070756
16		"1DDE55AD98Exxxxxxxxxx",      // 商户API证书序列号，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013053053
17		"/path/to/apiclient_key.pem", // 商户API证书私钥文件路径，本地文件路径
18		"PUB_KEY_ID_xxxxxxxxxxxxx",   // 微信支付公钥ID，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013038816
19		"/path/to/wxp_pub.pem",       // 微信支付公钥文件路径，本地文件路径
20	)
21	if err != nil {
22		fmt.Println(err)
23		return
24	}
25
26	request := &QueryPolicyRequest{
27		OutInsuranceNo: wxpay_utility.String("Poisihsiaxishishi4hihsid1ii411id"),
28	}
29
30	response, err := QueryPolicy(config, request)
31	if err != nil {
32		fmt.Printf("请求失败: %+v\n", err)
33		// TODO: 请求失败，根据状态码执行不同的处理
34		return
35	}
36
37	// TODO: 请求成功，继续业务逻辑
38	fmt.Printf("请求成功: %+v\n", response)
39}
40
41func QueryPolicy(config *wxpay_utility.MchConfig, request *QueryPolicyRequest) (response *PolicyEntity, err error) {
42	const (
43		host   = "https://api.mch.weixin.qq.com"
44		method = "GET"
45		path   = "/v3/inspolicymgr/deduct/policies/{out_insurance_no}"
46	)
47
48	reqUrl, err := url.Parse(fmt.Sprintf("%s%s", host, path))
49	if err != nil {
50		return nil, err
51	}
52	reqUrl.Path = strings.Replace(reqUrl.Path, "{out_insurance_no}", url.PathEscape(*request.OutInsuranceNo), -1)
53	httpRequest, err := http.NewRequest(method, reqUrl.String(), nil)
54	if err != nil {
55		return nil, err
56	}
57	httpRequest.Header.Set("Accept", "application/json")
58	httpRequest.Header.Set("Wechatpay-Serial", config.WechatPayPublicKeyId())
59	authorization, err := wxpay_utility.BuildAuthorization(config.MchId(), config.CertificateSerialNo(), config.PrivateKey(), method, reqUrl.RequestURI(), nil)
60	if err != nil {
61		return nil, err
62	}
63	httpRequest.Header.Set("Authorization", authorization)
64
65	client := &http.Client{}
66	httpResponse, err := client.Do(httpRequest)
67	if err != nil {
68		return nil, err
69	}
70	respBody, err := wxpay_utility.ExtractResponseBody(httpResponse)
71	if err != nil {
72		return nil, err
73	}
74	if httpResponse.StatusCode >= 200 && httpResponse.StatusCode < 300 {
75		// 2XX 成功，验证应答签名
76		err = wxpay_utility.ValidateResponse(
77			config.WechatPayPublicKeyId(),
78			config.WechatPayPublicKey(),
79			&httpResponse.Header,
80			respBody,
81		)
82		if err != nil {
83			return nil, err
84		}
85		response := &PolicyEntity{}
86		if err := json.Unmarshal(respBody, response); err != nil {
87			return nil, err
88		}
89
90		return response, nil
91	} else {
92		return nil, wxpay_utility.NewApiException(
93			httpResponse.StatusCode,
94			httpResponse.Header,
95			respBody,
96		)
97	}
98}
99
100type QueryPolicyRequest struct {
101	OutInsuranceNo *string `json:"out_insurance_no,omitempty"`
102}
103
104func (o *QueryPolicyRequest) MarshalJSON() ([]byte, error) {
105	type Alias QueryPolicyRequest
106	a := &struct {
107		OutInsuranceNo *string `json:"out_insurance_no,omitempty"`
108		*Alias
109	}{
110		// 序列化时移除非 Body 字段
111		OutInsuranceNo: nil,
112		Alias:          (*Alias)(o),
113	}
114	return json.Marshal(a)
115}
116
117type PolicyEntity struct {
118	OutInsuranceNo       *string      `json:"out_insurance_no,omitempty"`
119	InsuranceName        *string      `json:"insurance_name,omitempty"`
120	InsuredNameList      []string     `json:"insured_name_list,omitempty"`
121	InsuranceCompanyCode *string      `json:"insurance_company_code,omitempty"`
122	EffectiveTime        *string      `json:"effective_time,omitempty"`
123	ExpiredTime          *string      `json:"expired_time,omitempty"`
124	CoverageDetail       *string      `json:"coverage_detail,omitempty"`
125	SupportRenewal       *bool        `json:"support_renewal,omitempty"`
126	StartRenewalTime     *string      `json:"start_renewal_time,omitempty"`
127	EndRenewalTime       *string      `json:"end_renewal_time,omitempty"`
128	PolicyType           *PolicyType  `json:"policy_type,omitempty"`
129	CarNumber            *string      `json:"car_number,omitempty"`
130	PetName              *string      `json:"pet_name,omitempty"`
131	Address              *string      `json:"address,omitempty"`
132	PolicyState          *PolicyState `json:"policy_state,omitempty"`
133	PolicyCode           *string      `json:"policy_code,omitempty"`
134	PlanId               *string      `json:"plan_id,omitempty"`
135	OutContractCode      *string      `json:"out_contract_code,omitempty"`
136	PolicyPeriods        []int64      `json:"policy_periods,omitempty"`
137}
138
139type PolicyType string
140
141func (e PolicyType) Ptr() *PolicyType {
142	return &e
143}
144
145const (
146	POLICYTYPE_POLICY_TYPE_OTHER    PolicyType = "POLICY_TYPE_OTHER"
147	POLICYTYPE_POLICY_TYPE_MEDICAL  PolicyType = "POLICY_TYPE_MEDICAL"
148	POLICYTYPE_POLICY_TYPE_ACCIDENT PolicyType = "POLICY_TYPE_ACCIDENT"
149	POLICYTYPE_POLICY_TYPE_CRITICAL PolicyType = "POLICY_TYPE_CRITICAL"
150	POLICYTYPE_POLICY_TYPE_CAR      PolicyType = "POLICY_TYPE_CAR"
151	POLICYTYPE_POLICY_TYPE_LIFE     PolicyType = "POLICY_TYPE_LIFE"
152	POLICYTYPE_POLICY_TYPE_PROPERTY PolicyType = "POLICY_TYPE_PROPERTY"
153	POLICYTYPE_POLICY_TYPE_PET      PolicyType = "POLICY_TYPE_PET"
154	POLICYTYPE_POLICY_TYPE_ANNUITY  PolicyType = "POLICY_TYPE_ANNUITY"
155)
156
157type PolicyState string
158
159func (e PolicyState) Ptr() *PolicyState {
160	return &e
161}
162
163const (
164	POLICYSTATE_POLICY_STATE_ISSUING  PolicyState = "POLICY_STATE_ISSUING"
165	POLICYSTATE_POLICY_STATE_APPROVED PolicyState = "POLICY_STATE_APPROVED"
166	POLICYSTATE_POLICY_STATE_DECLINED PolicyState = "POLICY_STATE_DECLINED"
167	POLICYSTATE_POLICY_STATE_INACTIVE PolicyState = "POLICY_STATE_INACTIVE"
168)
169