保单绑定保险代扣协议

1curl -X POST \
2  https://api.mch.weixin.qq.com/v3/inspolicymgr/deduct/policies/Insihsiahishishihhihsis12343n2no/bind-contract \
3  -H "Authorization: WECHATPAY2-SHA256-RSA2048 mchid=\"1900000001\",..." \
4  -H "Accept: application/json" \
5  -H "Content-Type: application/json" \
6  -d '{
7    "appid" : "wx7f3f0032b6e6f0cc",
8    "plan_id" : "12535",
9    "out_contract_code" : "G7mQa2RfT9vXe4Bc1Ht5YpLwN3sJd6Zr8Ue2Sa"
10  }'
11

1package com.java.demo;
2
3import com.java.utils.WXPayUtility; // 引用微信支付工具库，参考：https://pay.weixin.qq.com/doc/v3/merchant/4014931831
4
5import com.google.gson.annotations.SerializedName;
6import com.google.gson.annotations.Expose;
7import okhttp3.MediaType;
8import okhttp3.OkHttpClient;
9import okhttp3.Request;
10import okhttp3.RequestBody;
11import okhttp3.Response;
12
13import java.io.IOException;
14import java.io.UncheckedIOException;
15import java.security.PrivateKey;
16import java.security.PublicKey;
17import java.util.ArrayList;
18import java.util.HashMap;
19import java.util.List;
20import java.util.Map;
21
22/**
23 * 保单绑定保险代扣协议
24 */
25public class AddPolicyContractBinding {
26  private static String HOST = "https://api.mch.weixin.qq.com";
27  private static String METHOD = "POST";
28  private static String PATH = "/v3/inspolicymgr/deduct/policies/{out_insurance_no}/bind-contract";
29
30  public static void main(String[] args) {
31    // TODO: 请准备商户开发必要参数，参考：https://pay.weixin.qq.com/doc/v3/merchant/4013070756
32    AddPolicyContractBinding client = new AddPolicyContractBinding(
33      "19xxxxxxxx",                    // 商户号，是由微信支付系统生成并分配给每个商户的唯一标识符，商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/merchant/4013070756
34      "1DDE55AD98Exxxxxxxxxx",         // 商户API证书序列号，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013053053
35      "/path/to/apiclient_key.pem",     // 商户API证书私钥文件路径，本地文件路径
36      "PUB_KEY_ID_xxxxxxxxxxxxx",      // 微信支付公钥ID，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013038816
37      "/path/to/wxp_pub.pem"           // 微信支付公钥文件路径，本地文件路径
38    );
39
40    AddPolicyContractBindingRequest request = new AddPolicyContractBindingRequest();
41    request.outInsuranceNo = "Insihsiahishishihhihsis12343n2no";
42    request.appid = "wx7f3f0032b6e6f0cc";
43    request.planId = "12535";
44    request.outContractCode = "G7mQa2RfT9vXe4Bc1Ht5YpLwN3sJd6Zr8Ue2Sa";
45    try {
46      AddPolicyContractBindingResponse response = client.run(request);
47        // TODO: 请求成功，继续业务逻辑
48        System.out.println(response);
49    } catch (WXPayUtility.ApiException e) {
50        // TODO: 请求失败，根据状态码执行不同的逻辑
51        e.printStackTrace();
52    }
53  }
54
55  public AddPolicyContractBindingResponse run(AddPolicyContractBindingRequest request) {
56    String uri = PATH;
57    uri = uri.replace("{out_insurance_no}", WXPayUtility.urlEncode(request.outInsuranceNo));
58    String reqBody = WXPayUtility.toJson(request);
59
60    Request.Builder reqBuilder = new Request.Builder().url(HOST + uri);
61    reqBuilder.addHeader("Accept", "application/json");
62    reqBuilder.addHeader("Wechatpay-Serial", wechatPayPublicKeyId);
63    reqBuilder.addHeader("Authorization", WXPayUtility.buildAuthorization(mchid, certificateSerialNo,privateKey, METHOD, uri, reqBody));
64    reqBuilder.addHeader("Content-Type", "application/json");
65    RequestBody requestBody = RequestBody.create(MediaType.parse("application/json; charset=utf-8"), reqBody);
66    reqBuilder.method(METHOD, requestBody);
67    Request httpRequest = reqBuilder.build();
68
69    // 发送HTTP请求
70    OkHttpClient client = new OkHttpClient.Builder().build();
71    try (Response httpResponse = client.newCall(httpRequest).execute()) {
72      String respBody = WXPayUtility.extractBody(httpResponse);
73      if (httpResponse.code() >= 200 && httpResponse.code() < 300) {
74        // 2XX 成功，验证应答签名
75        WXPayUtility.validateResponse(this.wechatPayPublicKeyId, this.wechatPayPublicKey,
76            httpResponse.headers(), respBody);
77
78        // 从HTTP应答报文构建返回数据
79        return WXPayUtility.fromJson(respBody, AddPolicyContractBindingResponse.class);
80      } else {
81        throw new WXPayUtility.ApiException(httpResponse.code(), respBody, httpResponse.headers());
82      }
83    } catch (IOException e) {
84      throw new UncheckedIOException("Sending request to " + uri + " failed.", e);
85    }
86  }
87
88  private final String mchid;
89  private final String certificateSerialNo;
90  private final PrivateKey privateKey;
91  private final String wechatPayPublicKeyId;
92  private final PublicKey wechatPayPublicKey;
93
94  public AddPolicyContractBinding(String mchid, String certificateSerialNo, String privateKeyFilePath, String wechatPayPublicKeyId, String wechatPayPublicKeyFilePath) {
95    this.mchid = mchid;
96    this.certificateSerialNo = certificateSerialNo;
97    this.privateKey = WXPayUtility.loadPrivateKeyFromPath(privateKeyFilePath);
98    this.wechatPayPublicKeyId = wechatPayPublicKeyId;
99    this.wechatPayPublicKey = WXPayUtility.loadPublicKeyFromPath(wechatPayPublicKeyFilePath);
100  }
101
102  public static class AddPolicyContractBindingRequest {
103    @SerializedName("out_insurance_no")
104    @Expose(serialize = false)
105    public String outInsuranceNo;
106  
107    @SerializedName("appid")
108    public String appid;
109  
110    @SerializedName("plan_id")
111    public String planId;
112  
113    @SerializedName("out_contract_code")
114    public String outContractCode;
115  }
116  
117  public static class AddPolicyContractBindingResponse {
118    @SerializedName("out_insurance_no")
119    public String outInsuranceNo;
120  
121    @SerializedName("appid")
122    public String appid;
123  
124    @SerializedName("plan_id")
125    public String planId;
126  
127    @SerializedName("out_contract_code")
128    public String outContractCode;
129  }
130  
131}
132

1package main
2
3import (
4	"bytes"
5	"demo/wxpay_utility" // 引用微信支付工具库，参考 https://pay.weixin.qq.com/doc/v3/merchant/4015119334
6	"encoding/json"
7	"fmt"
8	"net/http"
9	"net/url"
10	"strings"
11)
12
13func main() {
14	// TODO: 请准备商户开发必要参数，参考：https://pay.weixin.qq.com/doc/v3/merchant/4013070756
15	config, err := wxpay_utility.CreateMchConfig(
16		"19xxxxxxxx",                 // 商户号，是由微信支付系统生成并分配给每个商户的唯一标识符，商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/merchant/4013070756
17		"1DDE55AD98Exxxxxxxxxx",      // 商户API证书序列号，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013053053
18		"/path/to/apiclient_key.pem", // 商户API证书私钥文件路径，本地文件路径
19		"PUB_KEY_ID_xxxxxxxxxxxxx",   // 微信支付公钥ID，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013038816
20		"/path/to/wxp_pub.pem",       // 微信支付公钥文件路径，本地文件路径
21	)
22	if err != nil {
23		fmt.Println(err)
24		return
25	}
26
27	request := &AddPolicyContractBindingRequest{
28		OutInsuranceNo:  wxpay_utility.String("Insihsiahishishihhihsis12343n2no"),
29		Appid:           wxpay_utility.String("wx7f3f0032b6e6f0cc"),
30		PlanId:          wxpay_utility.String("12535"),
31		OutContractCode: wxpay_utility.String("G7mQa2RfT9vXe4Bc1Ht5YpLwN3sJd6Zr8Ue2Sa"),
32	}
33
34	response, err := AddPolicyContractBinding(config, request)
35	if err != nil {
36		fmt.Printf("请求失败: %+v\n", err)
37		// TODO: 请求失败，根据状态码执行不同的处理
38		return
39	}
40
41	// TODO: 请求成功，继续业务逻辑
42	fmt.Printf("请求成功: %+v\n", response)
43}
44
45func AddPolicyContractBinding(config *wxpay_utility.MchConfig, request *AddPolicyContractBindingRequest) (response *AddPolicyContractBindingResponse, err error) {
46	const (
47		host   = "https://api.mch.weixin.qq.com"
48		method = "POST"
49		path   = "/v3/inspolicymgr/deduct/policies/{out_insurance_no}/bind-contract"
50	)
51
52	reqUrl, err := url.Parse(fmt.Sprintf("%s%s", host, path))
53	if err != nil {
54		return nil, err
55	}
56	reqUrl.Path = strings.Replace(reqUrl.Path, "{out_insurance_no}", url.PathEscape(*request.OutInsuranceNo), -1)
57	reqBody, err := json.Marshal(request)
58	if err != nil {
59		return nil, err
60	}
61	httpRequest, err := http.NewRequest(method, reqUrl.String(), bytes.NewReader(reqBody))
62	if err != nil {
63		return nil, err
64	}
65	httpRequest.Header.Set("Accept", "application/json")
66	httpRequest.Header.Set("Wechatpay-Serial", config.WechatPayPublicKeyId())
67	httpRequest.Header.Set("Content-Type", "application/json")
68	authorization, err := wxpay_utility.BuildAuthorization(config.MchId(), config.CertificateSerialNo(), config.PrivateKey(), method, reqUrl.RequestURI(), reqBody)
69	if err != nil {
70		return nil, err
71	}
72	httpRequest.Header.Set("Authorization", authorization)
73
74	client := &http.Client{}
75	httpResponse, err := client.Do(httpRequest)
76	if err != nil {
77		return nil, err
78	}
79	respBody, err := wxpay_utility.ExtractResponseBody(httpResponse)
80	if err != nil {
81		return nil, err
82	}
83	if httpResponse.StatusCode >= 200 && httpResponse.StatusCode < 300 {
84		// 2XX 成功，验证应答签名
85		err = wxpay_utility.ValidateResponse(
86			config.WechatPayPublicKeyId(),
87			config.WechatPayPublicKey(),
88			&httpResponse.Header,
89			respBody,
90		)
91		if err != nil {
92			return nil, err
93		}
94		response := &AddPolicyContractBindingResponse{}
95		if err := json.Unmarshal(respBody, response); err != nil {
96			return nil, err
97		}
98
99		return response, nil
100	} else {
101		return nil, wxpay_utility.NewApiException(
102			httpResponse.StatusCode,
103			httpResponse.Header,
104			respBody,
105		)
106	}
107}
108
109type AddPolicyContractBindingRequest struct {
110	OutInsuranceNo  *string `json:"out_insurance_no,omitempty"`
111	Appid           *string `json:"appid,omitempty"`
112	PlanId          *string `json:"plan_id,omitempty"`
113	OutContractCode *string `json:"out_contract_code,omitempty"`
114}
115
116func (o *AddPolicyContractBindingRequest) MarshalJSON() ([]byte, error) {
117	type Alias AddPolicyContractBindingRequest
118	a := &struct {
119		OutInsuranceNo *string `json:"out_insurance_no,omitempty"`
120		*Alias
121	}{
122		// 序列化时移除非 Body 字段
123		OutInsuranceNo: nil,
124		Alias:          (*Alias)(o),
125	}
126	return json.Marshal(a)
127}
128
129type AddPolicyContractBindingResponse struct {
130	OutInsuranceNo  *string `json:"out_insurance_no,omitempty"`
131	Appid           *string `json:"appid,omitempty"`
132	PlanId          *string `json:"plan_id,omitempty"`
133	OutContractCode *string `json:"out_contract_code,omitempty"`
134}
135