受理渠道结算银行账户更名申请

1curl -X POST \
2  https://api.mch.weixin.qq.com/v3/aggracct-bc/wb-channel/bank-channel-account/rename \
3  -H "Authorization: WECHATPAY2-SHA256-RSA2048 mchid=\"1900000001\",..." \
4  -H "Accept: application/json" \
5  -H "Wechatpay-Serial: 5157F09EFDC096DE15EBE81A47057A7232F1B8E1"  \
6  -H "Content-Type: application/json" \
7  -d '{
8    "out_request_no" : "2603234MF14213212593871964733440",
9    "mchid" : "3401098624",
10    "bal_account_no" : "Cf80Dpbwo2cexDDB2k5W/DZyefMg8nCvBgty1OCebYcgxVuAgfNDLP92kc4i60odlVBmyc1+No9dafz57Ydp9S9K3wAvOvumVgxQXRVGvKGP8aoB5t9UINUe378Eq2mtV2lsN5RIfLmQJOOFnw1XP28KWXTRJfndRb5aQNZ+LZCMZzr7/ZeNijCpxiru0sVdqD5B7hGB724QMbY5R6amZ6/gs/xA9sHxBB+Ax5tOAH0r3w72dqyBOJrQutoO73C2zGc+iQiRETLIhuz/dEUvDmpsQcAFeC02qVFn51373ATCmWnABRfXzMKX32JY+mKgSp/NQcTWlAcN8nAl/pAOKg==",
11    "change_scene" : "SUBJECT_INFO_RENAME",
12    "req_scene" : "SJT_CONVENIENT_SETTLEMENT_SERVICE_MERCHANT"
13  }'
14

1package com.java.demo;
2
3import com.java.utils.WXPayUtility; // 引用微信支付工具库，参考：https://pay.weixin.qq.com/doc/v3/merchant/4014931831
4
5import com.google.gson.annotations.SerializedName;
6import com.google.gson.annotations.Expose;
7import okhttp3.MediaType;
8import okhttp3.OkHttpClient;
9import okhttp3.Request;
10import okhttp3.RequestBody;
11import okhttp3.Response;
12
13import java.io.IOException;
14import java.io.UncheckedIOException;
15import java.security.PrivateKey;
16import java.security.PublicKey;
17import java.util.ArrayList;
18import java.util.HashMap;
19import java.util.List;
20import java.util.Map;
21
22/**
23 * 受理渠道结算银行账户更名申请
24 */
25public class Rename {
26  private static String HOST = "https://api.mch.weixin.qq.com";
27  private static String METHOD = "POST";
28  private static String PATH = "/v3/aggracct-bc/wb-channel/bank-channel-account/rename";
29
30  public static void main(String[] args) {
31    // TODO: 请准备商户开发必要参数，参考：https://pay.weixin.qq.com/doc/v3/merchant/4013070756
32    Rename client = new Rename(
33      "19xxxxxxxx",                    // 商户号，是由微信支付系统生成并分配给每个商户的唯一标识符，商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/merchant/4013070756
34      "1DDE55AD98Exxxxxxxxxx",         // 商户API证书序列号，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013053053
35      "/path/to/apiclient_key.pem",     // 商户API证书私钥文件路径，本地文件路径
36      "PUB_KEY_ID_xxxxxxxxxxxxx",      // 微信支付公钥ID，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013038816
37      "/path/to/wxp_pub.pem"           // 微信支付公钥文件路径，本地文件路径
38    );
39
40    RenameRequest request = new RenameRequest();
41    request.outRequestNo = "2603234MF14213212593871964733440";
42    request.mchid = "3401098624";
43    request.balAccountNo = client.encrypt("bal_account_no");
44    request.changeScene = ChangeScene.SUBJECT_INFO_RENAME;
45    request.reqScene = RequestScene.SJT_CONVENIENT_SETTLEMENT_SERVICE_MERCHANT;
46    try {
47      BankAccountRenameResult response = client.run(request);
48        // TODO: 请求成功，继续业务逻辑
49        System.out.println(response);
50    } catch (WXPayUtility.ApiException e) {
51        // TODO: 请求失败，根据状态码执行不同的逻辑
52        e.printStackTrace();
53    }
54  }
55
56  public BankAccountRenameResult run(RenameRequest request) {
57    String uri = PATH;
58    String reqBody = WXPayUtility.toJson(request);
59
60    Request.Builder reqBuilder = new Request.Builder().url(HOST + uri);
61    reqBuilder.addHeader("Accept", "application/json");
62    reqBuilder.addHeader("Wechatpay-Serial", wechatPayPublicKeyId);
63    reqBuilder.addHeader("Authorization", WXPayUtility.buildAuthorization(mchid, certificateSerialNo,privateKey, METHOD, uri, reqBody));
64    reqBuilder.addHeader("Content-Type", "application/json");
65    RequestBody requestBody = RequestBody.create(MediaType.parse("application/json; charset=utf-8"), reqBody);
66    reqBuilder.method(METHOD, requestBody);
67    Request httpRequest = reqBuilder.build();
68
69    // 发送HTTP请求
70    OkHttpClient client = new OkHttpClient.Builder().build();
71    try (Response httpResponse = client.newCall(httpRequest).execute()) {
72      String respBody = WXPayUtility.extractBody(httpResponse);
73      if (httpResponse.code() >= 200 && httpResponse.code() < 300) {
74        // 2XX 成功，验证应答签名
75        WXPayUtility.validateResponse(this.wechatPayPublicKeyId, this.wechatPayPublicKey,
76            httpResponse.headers(), respBody);
77
78        // 从HTTP应答报文构建返回数据
79        return WXPayUtility.fromJson(respBody, BankAccountRenameResult.class);
80      } else {
81        throw new WXPayUtility.ApiException(httpResponse.code(), respBody, httpResponse.headers());
82      }
83    } catch (IOException e) {
84      throw new UncheckedIOException("Sending request to " + uri + " failed.", e);
85    }
86  }
87
88  private final String mchid;
89  private final String certificateSerialNo;
90  private final PrivateKey privateKey;
91  private final String wechatPayPublicKeyId;
92  private final PublicKey wechatPayPublicKey;
93
94  public Rename(String mchid, String certificateSerialNo, String privateKeyFilePath, String wechatPayPublicKeyId, String wechatPayPublicKeyFilePath) {
95    this.mchid = mchid;
96    this.certificateSerialNo = certificateSerialNo;
97    this.privateKey = WXPayUtility.loadPrivateKeyFromPath(privateKeyFilePath);
98    this.wechatPayPublicKeyId = wechatPayPublicKeyId;
99    this.wechatPayPublicKey = WXPayUtility.loadPublicKeyFromPath(wechatPayPublicKeyFilePath);
100  }
101
102  public String encrypt(String plainText) {
103    return WXPayUtility.encrypt(this.wechatPayPublicKey, plainText);
104  }
105
106  public static class RenameRequest {
107    @SerializedName("out_request_no")
108    public String outRequestNo;
109  
110    @SerializedName("mchid")
111    public String mchid;
112  
113    @SerializedName("bal_account_no")
114    public String balAccountNo;
115  
116    @SerializedName("change_scene")
117    public ChangeScene changeScene;
118  
119    @SerializedName("req_scene")
120    public RequestScene reqScene;
121  }
122  
123  public static class BankAccountRenameResult {
124    @SerializedName("change_scene")
125    public ChangeScene changeScene;
126  
127    @SerializedName("application_id")
128    public String applicationId;
129  
130    @SerializedName("out_request_no")
131    public String outRequestNo;
132  
133    @SerializedName("mchid")
134    public String mchid;
135  
136    @SerializedName("bal_account_no")
137    public String balAccountNo;
138  
139    @SerializedName("new_account_name")
140    public String newAccountName;
141  
142    @SerializedName("application_state")
143    public ApplicationState applicationState;
144  
145    @SerializedName("finish_time")
146    public String finishTime;
147  
148    @SerializedName("fail_code")
149    public FailCode failCode;
150  
151    @SerializedName("fail_msg")
152    public String failMsg;
153  }
154  
155  public enum ChangeScene {
156    @SerializedName("SUBJECT_INFO_RENAME")
157    SUBJECT_INFO_RENAME
158  }
159  
160  public enum RequestScene {
161    @SerializedName("SJT_CONVENIENT_SETTLEMENT_SERVICE_MERCHANT")
162    SJT_CONVENIENT_SETTLEMENT_SERVICE_MERCHANT,
163    @SerializedName("SJT_MICRO_MERCHANT")
164    SJT_MICRO_MERCHANT,
165    @SerializedName("WX_SHOP_CONVENIENT_SETTLEMENT_SERVICE_MERCHANT")
166    WX_SHOP_CONVENIENT_SETTLEMENT_SERVICE_MERCHANT
167  }
168  
169  public enum ApplicationState {
170    @SerializedName("PROCESSING")
171    PROCESSING,
172    @SerializedName("SUCCESS")
173    SUCCESS,
174    @SerializedName("FAIL")
175    FAIL
176  }
177  
178  public enum FailCode {
179    @SerializedName("AUDIT_REJECT")
180    AUDIT_REJECT
181  }
182  
183}
184

1package main
2
3import (
4	"bytes"
5	"demo/wxpay_utility" // 引用微信支付工具库，参考 https://pay.weixin.qq.com/doc/v3/merchant/4015119334
6	"encoding/json"
7	"fmt"
8	"net/http"
9	"net/url"
10)
11
12func main() {
13	// TODO: 请准备商户开发必要参数，参考：https://pay.weixin.qq.com/doc/v3/merchant/4013070756
14	config, err := wxpay_utility.CreateMchConfig(
15		"19xxxxxxxx",                 // 商户号，是由微信支付系统生成并分配给每个商户的唯一标识符，商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/merchant/4013070756
16		"1DDE55AD98Exxxxxxxxxx",      // 商户API证书序列号，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013053053
17		"/path/to/apiclient_key.pem", // 商户API证书私钥文件路径，本地文件路径
18		"PUB_KEY_ID_xxxxxxxxxxxxx",   // 微信支付公钥ID，如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013038816
19		"/path/to/wxp_pub.pem",       // 微信支付公钥文件路径，本地文件路径
20	)
21	if err != nil {
22		fmt.Println(err)
23		return
24	}
25
26	request := &RenameRequest{
27		OutRequestNo: wxpay_utility.String("2603234MF14213212593871964733440"),
28		Mchid:        wxpay_utility.String("3401098624"),
29		BalAccountNo: wxpay_utility.String("Cf80Dpbwo2cexDDB2k5W/DZyefMg8nCvBgty1OCebYcgxVuAgfNDLP92kc4i60odlVBmyc1+No9dafz57Ydp9S9K3wAvOvumVgxQXRVGvKGP8aoB5t9UINUe378Eq2mtV2lsN5RIfLmQJOOFnw1XP28KWXTRJfndRb5aQNZ+LZCMZzr7/ZeNijCpxiru0sVdqD5B7hGB724QMbY5R6amZ6/gs/xA9sHxBB+Ax5tOAH0r3w72dqyBOJrQutoO73C2zGc+iQiRETLIhuz/dEUvDmpsQcAFeC02qVFn51373ATCmWnABRfXzMKX32JY+mKgSp/NQcTWlAcN8nAl/pAOKg=="), /*请传入wxpay_utility.EncryptOAEPWithPublicKey 加密结果*/
30		ChangeScene:  CHANGESCENE_SUBJECT_INFO_RENAME.Ptr(),
31		ReqScene:     REQUESTSCENE_SJT_CONVENIENT_SETTLEMENT_SERVICE_MERCHANT.Ptr(),
32	}
33
34	response, err := Rename(config, request)
35	if err != nil {
36		fmt.Printf("请求失败: %+v\n", err)
37		// TODO: 请求失败，根据状态码执行不同的处理
38		return
39	}
40
41	// TODO: 请求成功，继续业务逻辑
42	fmt.Printf("请求成功: %+v\n", response)
43}
44
45func Rename(config *wxpay_utility.MchConfig, request *RenameRequest) (response *BankAccountRenameResult, err error) {
46	const (
47		host   = "https://api.mch.weixin.qq.com"
48		method = "POST"
49		path   = "/v3/aggracct-bc/wb-channel/bank-channel-account/rename"
50	)
51
52	reqUrl, err := url.Parse(fmt.Sprintf("%s%s", host, path))
53	if err != nil {
54		return nil, err
55	}
56	reqBody, err := json.Marshal(request)
57	if err != nil {
58		return nil, err
59	}
60	httpRequest, err := http.NewRequest(method, reqUrl.String(), bytes.NewReader(reqBody))
61	if err != nil {
62		return nil, err
63	}
64	httpRequest.Header.Set("Accept", "application/json")
65	httpRequest.Header.Set("Wechatpay-Serial", config.WechatPayPublicKeyId())
66	httpRequest.Header.Set("Content-Type", "application/json")
67	authorization, err := wxpay_utility.BuildAuthorization(config.MchId(), config.CertificateSerialNo(), config.PrivateKey(), method, reqUrl.RequestURI(), reqBody)
68	if err != nil {
69		return nil, err
70	}
71	httpRequest.Header.Set("Authorization", authorization)
72
73	client := &http.Client{}
74	httpResponse, err := client.Do(httpRequest)
75	if err != nil {
76		return nil, err
77	}
78	respBody, err := wxpay_utility.ExtractResponseBody(httpResponse)
79	if err != nil {
80		return nil, err
81	}
82	if httpResponse.StatusCode >= 200 && httpResponse.StatusCode < 300 {
83		// 2XX 成功，验证应答签名
84		err = wxpay_utility.ValidateResponse(
85			config.WechatPayPublicKeyId(),
86			config.WechatPayPublicKey(),
87			&httpResponse.Header,
88			respBody,
89		)
90		if err != nil {
91			return nil, err
92		}
93		response := &BankAccountRenameResult{}
94		if err := json.Unmarshal(respBody, response); err != nil {
95			return nil, err
96		}
97
98		return response, nil
99	} else {
100		return nil, wxpay_utility.NewApiException(
101			httpResponse.StatusCode,
102			httpResponse.Header,
103			respBody,
104		)
105	}
106}
107
108type RenameRequest struct {
109	OutRequestNo *string       `json:"out_request_no,omitempty"`
110	Mchid        *string       `json:"mchid,omitempty"`
111	BalAccountNo *string       `json:"bal_account_no,omitempty"`
112	ChangeScene  *ChangeScene  `json:"change_scene,omitempty"`
113	ReqScene     *RequestScene `json:"req_scene,omitempty"`
114}
115
116type BankAccountRenameResult struct {
117	ChangeScene      *ChangeScene      `json:"change_scene,omitempty"`
118	ApplicationId    *string           `json:"application_id,omitempty"`
119	OutRequestNo     *string           `json:"out_request_no,omitempty"`
120	Mchid            *string           `json:"mchid,omitempty"`
121	BalAccountNo     *string           `json:"bal_account_no,omitempty"`
122	NewAccountName   *string           `json:"new_account_name,omitempty"`
123	ApplicationState *ApplicationState `json:"application_state,omitempty"`
124	FinishTime       *string           `json:"finish_time,omitempty"`
125	FailCode         *FailCode         `json:"fail_code,omitempty"`
126	FailMsg          *string           `json:"fail_msg,omitempty"`
127}
128
129type ChangeScene string
130
131func (e ChangeScene) Ptr() *ChangeScene {
132	return &e
133}
134
135const (
136	CHANGESCENE_SUBJECT_INFO_RENAME ChangeScene = "SUBJECT_INFO_RENAME"
137)
138
139type RequestScene string
140
141func (e RequestScene) Ptr() *RequestScene {
142	return &e
143}
144
145const (
146	REQUESTSCENE_SJT_CONVENIENT_SETTLEMENT_SERVICE_MERCHANT     RequestScene = "SJT_CONVENIENT_SETTLEMENT_SERVICE_MERCHANT"
147	REQUESTSCENE_SJT_MICRO_MERCHANT                             RequestScene = "SJT_MICRO_MERCHANT"
148	REQUESTSCENE_WX_SHOP_CONVENIENT_SETTLEMENT_SERVICE_MERCHANT RequestScene = "WX_SHOP_CONVENIENT_SETTLEMENT_SERVICE_MERCHANT"
149)
150
151type ApplicationState string
152
153func (e ApplicationState) Ptr() *ApplicationState {
154	return &e
155}
156
157const (
158	APPLICATIONSTATE_PROCESSING ApplicationState = "PROCESSING"
159	APPLICATIONSTATE_SUCCESS    ApplicationState = "SUCCESS"
160	APPLICATIONSTATE_FAIL       ApplicationState = "FAIL"
161)
162
163type FailCode string
164
165func (e FailCode) Ptr() *FailCode {
166	return &e
167}
168
169const (
170	FAILCODE_AUDIT_REJECT FailCode = "AUDIT_REJECT"
171)
172