请求保险理赔

1package com.java.demo;
2
3import com.java.utils.WXPayUtility; // 引用微信支付工具库，参考：https://pay.weixin.qq.com/doc/v3/partner/4014985777
4
5import com.google.gson.annotations.SerializedName;
6import com.google.gson.annotations.Expose;
7import okhttp3.MediaType;
8import okhttp3.OkHttpClient;
9import okhttp3.Request;
10import okhttp3.RequestBody;
11import okhttp3.Response;
12
13import java.io.IOException;
14import java.io.UncheckedIOException;
15import java.security.PrivateKey;
16import java.security.PublicKey;
17import java.util.ArrayList;
18import java.util.HashMap;
19import java.util.List;
20import java.util.Map;
21
22/**
23 * 请求保险理赔
24 */
25public class InsuranceClaimBillTransfer {
26  private static String HOST = "https://api.mch.weixin.qq.com";
27  private static String METHOD = "POST";
28  private static String PATH = "/v3/platsolution/ecommerce/mch-transfer/insurance-claim-bills";
29
30  public static void main(String[] args) {
31    // TODO: 请准备商户开发必要参数，参考：https://pay.weixin.qq.com/doc/v3/partner/4013080340
32    InsuranceClaimBillTransfer client = new InsuranceClaimBillTransfer(
33      "19xxxxxxxx",                    // 商户号，是由微信支付系统生成并分配给每个商户的唯一标识符，商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/partner/4013080340
34      "1DDE55AD98Exxxxxxxxxx",         // 商户API证书序列号，如何获取请参考 https://pay.weixin.qq.com/doc/v3/partner/4013058924
35      "/path/to/apiclient_key.pem",    // 商户API证书私钥文件路径，本地文件路径
36      "PUB_KEY_ID_xxxxxxxxxxxxx",      // 微信支付公钥ID，如何获取请参考 https://pay.weixin.qq.com/doc/v3/partner/4013038589
37      "/path/to/wxp_pub.pem"           // 微信支付公钥文件路径，本地文件路径
38    );
39
40    TransferRequest request = new TransferRequest();
41    request.subMchid = "1900001109";
42    request.receiver = new ReceiverEntity();
43    request.receiver.type = ReceiverType.MERCHANT;
44    request.receiver.mchInfo = new MerchantInfo();
45    request.receiver.mchInfo.mchid = "1900001108";
46    request.outBillNo = "plfk2020042013";
47    request.amount = 10000L;
48    request.transferRemark = "直播违规扣罚";
49    try {
50      MchTransferBillEntity response = client.run(request);
51
52      // TODO: 请求成功，继续业务逻辑
53      System.out.println(response);
54    } catch (WXPayUtility.ApiException e) {
55      // TODO: 请求失败，根据状态码执行不同的逻辑
56      e.printStackTrace();
57    }
58  }
59
60  public MchTransferBillEntity run(TransferRequest request) {
61    String uri = PATH;
62    String reqBody = WXPayUtility.toJson(request);
63
64    Request.Builder reqBuilder = new Request.Builder().url(HOST + uri);
65    reqBuilder.addHeader("Accept", "application/json");
66    reqBuilder.addHeader("Wechatpay-Serial", wechatPayPublicKeyId);
67    reqBuilder.addHeader("Authorization", WXPayUtility.buildAuthorization(mchid, certificateSerialNo,privateKey, METHOD, uri, reqBody));
68    reqBuilder.addHeader("Content-Type", "application/json");
69    RequestBody requestBody = RequestBody.create(MediaType.parse("application/json; charset=utf-8"), reqBody);
70    reqBuilder.method(METHOD, requestBody);
71    Request httpRequest = reqBuilder.build();
72
73    // 发送HTTP请求
74    OkHttpClient client = new OkHttpClient.Builder().build();
75    try (Response httpResponse = client.newCall(httpRequest).execute()) {
76      String respBody = WXPayUtility.extractBody(httpResponse);
77      if (httpResponse.code() >= 200 && httpResponse.code() < 300) {
78        // 2XX 成功，验证应答签名
79        WXPayUtility.validateResponse(this.wechatPayPublicKeyId, this.wechatPayPublicKey,
80            httpResponse.headers(), respBody);
81
82        // 从HTTP应答报文构建返回数据
83        return WXPayUtility.fromJson(respBody, MchTransferBillEntity.class);
84      } else {
85        throw new WXPayUtility.ApiException(httpResponse.code(), respBody, httpResponse.headers());
86      }
87    } catch (IOException e) {
88      throw new UncheckedIOException("Sending request to " + uri + " failed.", e);
89    }
90  }
91
92  private final String mchid;
93  private final String certificateSerialNo;
94  private final PrivateKey privateKey;
95  private final String wechatPayPublicKeyId;
96  private final PublicKey wechatPayPublicKey;
97
98  public InsuranceClaimBillTransfer(String mchid, String certificateSerialNo, String privateKeyFilePath, String wechatPayPublicKeyId, String wechatPayPublicKeyFilePath) {
99    this.mchid = mchid;
100    this.certificateSerialNo = certificateSerialNo;
101    this.privateKey = WXPayUtility.loadPrivateKeyFromPath(privateKeyFilePath);
102    this.wechatPayPublicKeyId = wechatPayPublicKeyId;
103    this.wechatPayPublicKey = WXPayUtility.loadPublicKeyFromPath(wechatPayPublicKeyFilePath);
104  }
105
106  public static class TransferRequest {
107    @SerializedName("sub_mchid")
108    public String subMchid;
109  
110    @SerializedName("receiver")
111    public ReceiverEntity receiver;
112  
113    @SerializedName("out_bill_no")
114    public String outBillNo;
115  
116    @SerializedName("amount")
117    public Long amount;
118  
119    @SerializedName("transfer_remark")
120    public String transferRemark;
121  }
122  
123  public static class MchTransferBillEntity {
124    @SerializedName("sp_mchid")
125    public String spMchid;
126  
127    @SerializedName("sub_mchid")
128    public String subMchid;
129  
130    @SerializedName("receiver_detail")
131    public ReceiverDetailInfo receiverDetail;
132  
133    @SerializedName("out_bill_no")
134    public String outBillNo;
135  
136    @SerializedName("amount")
137    public Long amount;
138  
139    @SerializedName("transfer_remark")
140    public String transferRemark;
141  
142    @SerializedName("bill_id")
143    public String billId;
144  
145    @SerializedName("state")
146    public TransferStatus state;
147  
148    @SerializedName("accept_time")
149    public String acceptTime;
150  
151    @SerializedName("success_time")
152    public String successTime;
153  
154    @SerializedName("sponsor_mchid")
155    public String sponsorMchid;
156  }
157  
158  public static class ReceiverEntity {
159    @SerializedName("type")
160    public ReceiverType type;
161  
162    @SerializedName("transaction_info")
163    public TransactionInfo transactionInfo;
164  }
165  
166  public static class ReceiverDetailInfo {
167    @SerializedName("receiver")
168    public ReceiverEntity receiver;
169  }
170  
171  public enum TransferStatus {
172    @SerializedName("ACCEPTED")
173    ACCEPTED,
174    @SerializedName("SUCCESS")
175    SUCCESS,
176    @SerializedName("CLOSED")
177    CLOSED,
178    @SerializedName("WAIT_USER_CONFIRM")
179    WAIT_USER_CONFIRM,
180    @SerializedName("CANCELING")
181    CANCELING,
182    @SerializedName("CANCELLED")
183    CANCELLED
184  }
185  
186  public enum ReceiverType {
187    @SerializedName("MERCHANT")
188    MERCHANT,
189    @SerializedName("TRANSACTION_USER")
190    TRANSACTION_USER
191  }
192  
193  public static class TransactionInfo {
194    @SerializedName("transaction_id")
195    public String transactionId;
196  
197    @SerializedName("type")
198    public TransactionType type;
199  }
200  
201  public enum TransactionType {
202    @SerializedName("WXPAY")
203    WXPAY,
204    @SerializedName("WXVALUE")
205    WXVALUE
206  }
207  
208}
209

1package main
2
3import (
4	"bytes"
5	"demo/wxpay_utility" // 引用微信支付工具库，参考 https://pay.weixin.qq.com/doc/v3/partner/4015119446
6	"encoding/json"
7	"fmt"
8	"net/http"
9	"net/url"
10	"time"
11)
12
13func main() {
14	// TODO: 请准备商户开发必要参数，参考：https://pay.weixin.qq.com/doc/v3/partner/4013080340
15	config, err := wxpay_utility.CreateMchConfig(
16		"19xxxxxxxx",                 // 商户号，是由微信支付系统生成并分配给每个商户的唯一标识符，商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/partner/4013080340
17		"1DDE55AD98Exxxxxxxxxx",      // 商户API证书序列号，如何获取请参考 https://pay.weixin.qq.com/doc/v3/partner/4013058924
18		"/path/to/apiclient_key.pem", // 商户API证书私钥文件路径，本地文件路径
19		"PUB_KEY_ID_xxxxxxxxxxxxx",   // 微信支付公钥ID，如何获取请参考 https://pay.weixin.qq.com/doc/v3/partner/4013038589
20		"/path/to/wxp_pub.pem",       // 微信支付公钥文件路径，本地文件路径
21	)
22	if err != nil {
23		fmt.Println(err)
24		return
25	}
26
27	request := &TransferRequest{
28		SubMchid: wxpay_utility.String("1900001109"),
29		Receiver: &ReceiverEntity{
30			Type: RECEIVERTYPE_MERCHANT.Ptr(),
31			MchInfo: &MerchantInfo{
32				Mchid: wxpay_utility.String("1900001108"),
33			},
34		},
35		OutBillNo:      wxpay_utility.String("plfk2020042013"),
36		Amount:         wxpay_utility.Int64(10000),
37		TransferRemark: wxpay_utility.String("直播违规扣罚"),
38	}
39
40	response, err := InsuranceClaimBillTransfer(config, request)
41	if err != nil {
42		fmt.Printf("请求失败: %+v\n", err)
43		// TODO: 请求失败，根据状态码执行不同的处理
44		return
45	}
46
47	// TODO: 请求成功，继续业务逻辑
48	fmt.Printf("请求成功: %+v\n", response)
49}
50
51func InsuranceClaimBillTransfer(config *wxpay_utility.MchConfig, request *TransferRequest) (response *MchTransferBillEntity, err error) {
52	const (
53		host   = "https://api.mch.weixin.qq.com"
54		method = "POST"
55		path   = "/v3/platsolution/ecommerce/mch-transfer/insurance-claim-bills"
56	)
57
58	reqUrl, err := url.Parse(fmt.Sprintf("%s%s", host, path))
59	if err != nil {
60		return nil, err
61	}
62	reqBody, err := json.Marshal(request)
63	if err != nil {
64		return nil, err
65	}
66	httpRequest, err := http.NewRequest(method, reqUrl.String(), bytes.NewReader(reqBody))
67	if err != nil {
68		return nil, err
69	}
70	httpRequest.Header.Set("Accept", "application/json")
71	httpRequest.Header.Set("Wechatpay-Serial", config.WechatPayPublicKeyId())
72	httpRequest.Header.Set("Content-Type", "application/json")
73	authorization, err := wxpay_utility.BuildAuthorization(config.MchId(), config.CertificateSerialNo(), config.PrivateKey(), method, reqUrl.RequestURI(), reqBody)
74	if err != nil {
75		return nil, err
76	}
77	httpRequest.Header.Set("Authorization", authorization)
78
79	client := &http.Client{}
80	httpResponse, err := client.Do(httpRequest)
81	if err != nil {
82		return nil, err
83	}
84
85	respBody, err := wxpay_utility.ExtractResponseBody(httpResponse)
86	if err != nil {
87		return nil, err
88	}
89
90	if httpResponse.StatusCode >= 200 && httpResponse.StatusCode < 300 {
91		// 2XX 成功，验证应答签名
92		err = wxpay_utility.ValidateResponse(
93			config.WechatPayPublicKeyId(),
94			config.WechatPayPublicKey(),
95			&httpResponse.Header,
96			respBody,
97		)
98		if err != nil {
99			return nil, err
100		}
101
102		if err := json.Unmarshal(respBody, response); err != nil {
103			return nil, err
104		}
105
106		return response, nil
107	} else {
108		return nil, wxpay_utility.NewApiException(
109			httpResponse.StatusCode,
110			httpResponse.Header,
111			respBody,
112		)
113	}
114}
115
116type TransferRequest struct {
117	SubMchid       *string         `json:"sub_mchid,omitempty"`
118	Receiver       *ReceiverEntity `json:"receiver,omitempty"`
119	OutBillNo      *string         `json:"out_bill_no,omitempty"`
120	Amount         *int64          `json:"amount,omitempty"`
121	TransferRemark *string         `json:"transfer_remark,omitempty"`
122}
123
124type MchTransferBillEntity struct {
125	SpMchid        *string             `json:"sp_mchid,omitempty"`
126	SubMchid       *string             `json:"sub_mchid,omitempty"`
127	ReceiverDetail *ReceiverDetailInfo `json:"receiver_detail,omitempty"`
128	OutBillNo      *string             `json:"out_bill_no,omitempty"`
129	Amount         *int64              `json:"amount,omitempty"`
130	TransferRemark *string             `json:"transfer_remark,omitempty"`
131	BillId         *string             `json:"bill_id,omitempty"`
132	State          *TransferStatus     `json:"state,omitempty"`
133	AcceptTime     *time.Time          `json:"accept_time,omitempty"`
134	SuccessTime    *time.Time          `json:"success_time,omitempty"`
135	SponsorMchid   *string             `json:"sponsor_mchid,omitempty"`
136}
137
138type ReceiverEntity struct {
139	Type            *ReceiverType    `json:"type,omitempty"`
140	TransactionInfo *TransactionInfo `json:"transaction_info,omitempty"`
141}
142
143type ReceiverDetailInfo struct {
144	Receiver *ReceiverEntity `json:"receiver,omitempty"`
145}
146
147type TransferStatus string
148
149func (e TransferStatus) Ptr() *TransferStatus {
150	return &e
151}
152
153const (
154	TRANSFERSTATUS_ACCEPTED          TransferStatus = "ACCEPTED"
155	TRANSFERSTATUS_SUCCESS           TransferStatus = "SUCCESS"
156	TRANSFERSTATUS_CLOSED            TransferStatus = "CLOSED"
157	TRANSFERSTATUS_WAIT_USER_CONFIRM TransferStatus = "WAIT_USER_CONFIRM"
158	TRANSFERSTATUS_CANCELING         TransferStatus = "CANCELING"
159	TRANSFERSTATUS_CANCELLED         TransferStatus = "CANCELLED"
160)
161
162type ReceiverType string
163
164func (e ReceiverType) Ptr() *ReceiverType {
165	return &e
166}
167
168const (
169	RECEIVERTYPE_MERCHANT         ReceiverType = "MERCHANT"
170	RECEIVERTYPE_TRANSACTION_USER ReceiverType = "TRANSACTION_USER"
171)
172
173type TransactionInfo struct {
174	TransactionId *string          `json:"transaction_id,omitempty"`
175	Type          *TransactionType `json:"type,omitempty"`
176}
177
178type TransactionType string
179
180func (e TransactionType) Ptr() *TransactionType {
181	return &e
182}
183
184const (
185	TRANSACTIONTYPE_WXPAY   TransactionType = "WXPAY"
186	TRANSACTIONTYPE_WXVALUE TransactionType = "WXVALUE"
187)
188

1curl -X POST \
2  https://api.mch.weixin.qq.com/v3/platsolution/ecommerce/mch-transfer/insurance-claim-bills \
3  -H "Authorization: WECHATPAY2-SHA256-RSA2048 mchid=\"1900000001\",..." \
4  -H "Accept: application/json" \
5  -H "Content-Type: application/json" \
6  -d '{
7    "sub_mchid" : "1900001109",
8    "receiver" : {
9      "type" : "TRANSACTION_USER",
10      "transaction_info" : {
11        "transaction_id" : "1217752501201407033233368018",
12        "type" : "WXPAY"
13      }
14    },
15    "out_bill_no" : "plfk2020042013",
16    "amount" : 10000,
17    "transfer_remark" : "直播违规扣罚"
18  }'
19