发起免确认收款授权
更新时间:2025.08.26商户调用该接口申请免确认收款授权,用户需在24小时内完成授权,过期未完成需更换单号重新操作
注:单个商户的接口频率限制为50次/s
接口说明
支持商户:【普通商户】
请求方式:【POST】/v3/fund-app/mch-transfer/user-confirm-authorization
请求域名:【主域名】https://api.mch.weixin.qq.com 使用该域名将访问就近的接入点
【备域名】https://api2.mch.weixin.qq.com 使用该域名将访问异地的接入点 ,指引点击查看
请求参数
Header HTTP头参数
Authorization 必填 string
请参考签名认证生成认证信息
Accept 必填 string
请设置为application/json
Content-Type 必填 string
请设置为application/json
body 包体参数
out_authorization_no 必填 string(32)
【商户侧授权单号】 商户系统内部的免确认收款授权单号,商户需保证在系统内唯一且一个用户账号对应唯一一个生效中的授权。
appid 必填 string(32)
【商户AppID】 商户应用唯一标识
openid 必填 string(64)
【收款用户OpenID】 收款用户在商户appid下的唯一标识。
transfer_scene_id 必填 string(36)
【转账场景ID】 用户授权后免确认收款的转账场景,可前往“商户平台-产品中心-商家转账”中申请。如:1000(现金营销),1006(企业报销)等
user_display_name 必填 string(32)
【用户展示名称】 免确认收款授权详情中展示的“开通账号”,用于区分用户在商户侧的不同账号。不支持非utf8编码的字符和表情等特殊字符。
user_recv_perception 选填 string(256)
【用户收款感知】 用户收款时感知到的收款原因,可查看产品文档了解,各场景展示的默认内容和支持传入的内容
authorization_notify_url 必填 string(256)
【授权结果通知地址】 异步接收免确认收款授权结果通知的回调地址,通知url必须为公网可访问的URL,必须为HTTPS,不能携带参数。
请求示例
POST
1curl -X POST \ 2 https://api.mch.weixin.qq.com/v3/fund-app/mch-transfer/user-confirm-authorization \ 3 -H "Authorization: WECHATPAY2-SHA256-RSA2048 mchid=\"1900000001\",..." \ 4 -H "Accept: application/json" \ 5 -H "Content-Type: application/json" \ 6 -d '{ 7 "out_authorization_no" : "plfk2020042013", 8 "appid" : "102022609", 9 "openid" : "oLTPCuFqLz_UVHHD67rLX5BxXysI", 10 "transfer_scene_id" : "1000", 11 "user_display_name" : "wx_123456", 12 "user_recv_perception" : "现金奖励", 13 "authorization_notify_url" : "https://www.weixin.qq.com/wxpay/pay.php" 14 }' 15
需配合微信支付工具库 WXPayUtility 使用,请参考 Java
1package com.java.demo; 2 3import com.java.utils.WXPayUtility; // 引用微信支付工具库,参考:https://pay.weixin.qq.com/doc/v3/merchant/4014931831 4 5import com.google.gson.annotations.SerializedName; 6import com.google.gson.annotations.Expose; 7import okhttp3.MediaType; 8import okhttp3.OkHttpClient; 9import okhttp3.Request; 10import okhttp3.RequestBody; 11import okhttp3.Response; 12 13import java.io.IOException; 14import java.io.UncheckedIOException; 15import java.security.PrivateKey; 16import java.security.PublicKey; 17import java.util.ArrayList; 18import java.util.HashMap; 19import java.util.List; 20import java.util.Map; 21 22/** 23 * 申请免确认收款授权 24 */ 25public class Apply { 26 private static String HOST = "https://api.mch.weixin.qq.com"; 27 private static String METHOD = "POST"; 28 private static String PATH = "/v3/fund-app/mch-transfer/user-confirm-authorization"; 29 30 public static void main(String[] args) { 31 // TODO: 请准备商户开发必要参数,参考:https://pay.weixin.qq.com/doc/v3/merchant/4013070756 32 Apply client = new Apply( 33 "19xxxxxxxx", // 商户号,是由微信支付系统生成并分配给每个商户的唯一标识符,商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/merchant/4013070756 34 "1DDE55AD98Exxxxxxxxxx", // 商户API证书序列号,如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013053053 35 "/path/to/apiclient_key.pem" // 商户API证书私钥文件路径,本地文件路径 36 , 37 "PUB_KEY_ID_xxxxxxxxxxxxx", // 微信支付公钥ID,如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013038816 38 "/path/to/wxp_pub.pem" // 微信支付公钥文件路径,本地文件路径 39 ); 40 41 ApplyUserConfirmAuthorizationRequest request = new ApplyUserConfirmAuthorizationRequest(); 42 request.outAuthorizationNo = "plfk2020042013"; 43 request.appid = "102022609"; 44 request.openid = "oLTPCuFqLz_UVHHD67rLX5BxXysI"; 45 request.transferSceneId = "1000"; 46 request.userDisplayName = "wx_123456"; 47 request.userRecvPerception = "现金奖励"; 48 request.authorizationNotifyUrl = "https://www.weixin.qq.com/wxpay/pay.php"; 49 try { 50 ApplyUserConfirmAuthorizationResponse response = client.run(request); 51 // TODO: 请求成功,继续业务逻辑 52 System.out.println(response); 53 } catch (WXPayUtility.ApiException e) { 54 // TODO: 请求失败,根据状态码执行不同的逻辑 55 e.printStackTrace(); 56 } 57 } 58 59 public ApplyUserConfirmAuthorizationResponse run(ApplyUserConfirmAuthorizationRequest request) { 60 String uri = PATH; 61 String reqBody = WXPayUtility.toJson(request); 62 63 Request.Builder reqBuilder = new Request.Builder().url(HOST + uri); 64 reqBuilder.addHeader("Accept", "application/json"); 65 reqBuilder.addHeader("Wechatpay-Serial", wechatPayPublicKeyId); 66 reqBuilder.addHeader("Authorization", WXPayUtility.buildAuthorization(mchid, certificateSerialNo,privateKey, METHOD, uri, reqBody)); 67 reqBuilder.addHeader("Content-Type", "application/json"); 68 RequestBody requestBody = RequestBody.create(MediaType.parse("application/json; charset=utf-8"), reqBody); 69 reqBuilder.method(METHOD, requestBody); 70 Request httpRequest = reqBuilder.build(); 71 72 // 发送HTTP请求 73 OkHttpClient client = new OkHttpClient.Builder().build(); 74 try (Response httpResponse = client.newCall(httpRequest).execute()) { 75 String respBody = WXPayUtility.extractBody(httpResponse); 76 if (httpResponse.code() >= 200 && httpResponse.code() < 300) { 77 // 2XX 成功,验证应答签名 78 WXPayUtility.validateResponse(this.wechatPayPublicKeyId, this.wechatPayPublicKey, 79 httpResponse.headers(), respBody); 80 81 // 从HTTP应答报文构建返回数据 82 return WXPayUtility.fromJson(respBody, ApplyUserConfirmAuthorizationResponse.class); 83 } else { 84 throw new WXPayUtility.ApiException(httpResponse.code(), respBody, httpResponse.headers()); 85 } 86 } catch (IOException e) { 87 throw new UncheckedIOException("Sending request to " + uri + " failed.", e); 88 } 89 } 90 91 private final String mchid; 92 private final String certificateSerialNo; 93 private final PrivateKey privateKey; 94 private final String wechatPayPublicKeyId; 95 private final PublicKey wechatPayPublicKey; 96 97 public Apply(String mchid, String certificateSerialNo, String privateKeyFilePath, String wechatPayPublicKeyId, String wechatPayPublicKeyFilePath) { 98 this.mchid = mchid; 99 this.certificateSerialNo = certificateSerialNo; 100 this.privateKey = WXPayUtility.loadPrivateKeyFromPath(privateKeyFilePath); 101 this.wechatPayPublicKeyId = wechatPayPublicKeyId; 102 this.wechatPayPublicKey = WXPayUtility.loadPublicKeyFromPath(wechatPayPublicKeyFilePath); 103 } 104 105 public static class ApplyUserConfirmAuthorizationRequest { 106 @SerializedName("out_authorization_no") 107 public String outAuthorizationNo; 108 109 @SerializedName("appid") 110 public String appid; 111 112 @SerializedName("openid") 113 public String openid; 114 115 @SerializedName("transfer_scene_id") 116 public String transferSceneId; 117 118 @SerializedName("user_display_name") 119 public String userDisplayName; 120 121 @SerializedName("user_recv_perception") 122 public String userRecvPerception; 123 124 @SerializedName("authorization_notify_url") 125 public String authorizationNotifyUrl; 126 } 127 128 public static class ApplyUserConfirmAuthorizationResponse { 129 @SerializedName("out_authorization_no") 130 public String outAuthorizationNo; 131 132 @SerializedName("state") 133 public AuthorizationState state; 134 135 @SerializedName("create_time") 136 public String createTime; 137 138 @SerializedName("package_info") 139 public String packageInfo; 140 } 141 142 public enum AuthorizationState { 143 @SerializedName("WAIT_USER_CONFIRM") 144 WAIT_USER_CONFIRM 145 } 146 147} 148
需配合微信支付工具库 wxpay_utility 使用,请参考 Go
1package main 2 3import ( 4 "bytes" 5 "demo/wxpay_utility" // 引用微信支付工具库,参考 https://pay.weixin.qq.com/doc/v3/merchant/4015119334 6 "encoding/json" 7 "fmt" 8 "net/http" 9 "net/url" 10 "time" 11) 12 13func main() { 14 // TODO: 请准备商户开发必要参数,参考:https://pay.weixin.qq.com/doc/v3/merchant/4013070756 15 config, err := wxpay_utility.CreateMchConfig( 16 "19xxxxxxxx", // 商户号,是由微信支付系统生成并分配给每个商户的唯一标识符,商户号获取方式参考 https://pay.weixin.qq.com/doc/v3/merchant/4013070756 17 "1DDE55AD98Exxxxxxxxxx", // 商户API证书序列号,如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013053053 18 "/path/to/apiclient_key.pem", // 商户API证书私钥文件路径,本地文件路径 19 "PUB_KEY_ID_xxxxxxxxxxxxx", // 微信支付公钥ID,如何获取请参考 https://pay.weixin.qq.com/doc/v3/merchant/4013038816 20 "/path/to/wxp_pub.pem", // 微信支付公钥文件路径,本地文件路径 21 ) 22 if err != nil { 23 fmt.Println(err) 24 return 25 } 26 27 request := &ApplyUserConfirmAuthorizationRequest{ 28 OutAuthorizationNo: wxpay_utility.String("plfk2020042013"), 29 Appid: wxpay_utility.String("102022609"), 30 Openid: wxpay_utility.String("oLTPCuFqLz_UVHHD67rLX5BxXysI"), 31 TransferSceneId: wxpay_utility.String("1000"), 32 UserDisplayName: wxpay_utility.String("wx_123456"), 33 UserRecvPerception: wxpay_utility.String("现金奖励"), 34 AuthorizationNotifyUrl: wxpay_utility.String("https://www.weixin.qq.com/wxpay/pay.php"), 35 } 36 37 response, err := Apply(config, request) 38 if err != nil { 39 fmt.Printf("请求失败: %+v\n", err) 40 // TODO: 请求失败,根据状态码执行不同的处理 41 return 42 } 43 44 // TODO: 请求成功,继续业务逻辑 45 fmt.Printf("请求成功: %+v\n", response) 46} 47 48func Apply(config *wxpay_utility.MchConfig, request *ApplyUserConfirmAuthorizationRequest) (response *ApplyUserConfirmAuthorizationResponse, err error) { 49 const ( 50 host = "https://api.mch.weixin.qq.com" 51 method = "POST" 52 path = "/v3/fund-app/mch-transfer/user-confirm-authorization" 53 ) 54 55 reqUrl, err := url.Parse(fmt.Sprintf("%s%s", host, path)) 56 if err != nil { 57 return nil, err 58 } 59 reqBody, err := json.Marshal(request) 60 if err != nil { 61 return nil, err 62 } 63 httpRequest, err := http.NewRequest(method, reqUrl.String(), bytes.NewReader(reqBody)) 64 if err != nil { 65 return nil, err 66 } 67 httpRequest.Header.Set("Accept", "application/json") 68 httpRequest.Header.Set("Wechatpay-Serial", config.WechatPayPublicKeyId()) 69 httpRequest.Header.Set("Content-Type", "application/json") 70 authorization, err := wxpay_utility.BuildAuthorization(config.MchId(), config.CertificateSerialNo(), config.PrivateKey(), method, reqUrl.RequestURI(), reqBody) 71 if err != nil { 72 return nil, err 73 } 74 httpRequest.Header.Set("Authorization", authorization) 75 76 client := &http.Client{} 77 httpResponse, err := client.Do(httpRequest) 78 if err != nil { 79 return nil, err 80 } 81 respBody, err := wxpay_utility.ExtractResponseBody(httpResponse) 82 if err != nil { 83 return nil, err 84 } 85 if httpResponse.StatusCode >= 200 && httpResponse.StatusCode < 300 { 86 // 2XX 成功,验证应答签名 87 err = wxpay_utility.ValidateResponse( 88 config.WechatPayPublicKeyId(), 89 config.WechatPayPublicKey(), 90 &httpResponse.Header, 91 respBody, 92 ) 93 if err != nil { 94 return nil, err 95 } 96 response := &ApplyUserConfirmAuthorizationResponse{} 97 if err := json.Unmarshal(respBody, response); err != nil { 98 return nil, err 99 } 100 101 return response, nil 102 } else { 103 return nil, wxpay_utility.NewApiException( 104 httpResponse.StatusCode, 105 httpResponse.Header, 106 respBody, 107 ) 108 } 109} 110 111type ApplyUserConfirmAuthorizationRequest struct { 112 OutAuthorizationNo *string `json:"out_authorization_no,omitempty"` 113 Appid *string `json:"appid,omitempty"` 114 Openid *string `json:"openid,omitempty"` 115 TransferSceneId *string `json:"transfer_scene_id,omitempty"` 116 UserDisplayName *string `json:"user_display_name,omitempty"` 117 UserRecvPerception *string `json:"user_recv_perception,omitempty"` 118 AuthorizationNotifyUrl *string `json:"authorization_notify_url,omitempty"` 119} 120 121type ApplyUserConfirmAuthorizationResponse struct { 122 OutAuthorizationNo *string `json:"out_authorization_no,omitempty"` 123 State *AuthorizationState `json:"state,omitempty"` 124 CreateTime *time.Time `json:"create_time,omitempty"` 125 PackageInfo *string `json:"package_info,omitempty"` 126} 127 128type AuthorizationState string 129 130func (e AuthorizationState) Ptr() *AuthorizationState { 131 return &e 132} 133 134const ( 135 AUTHORIZATIONSTATE_WAIT_USER_CONFIRM AuthorizationState = "WAIT_USER_CONFIRM" 136) 137
应答参数
200 OK
out_authorization_no 必填 string(32)
【商户侧授权单号】 商户系统内部的免确认收款授权单号,商户需保证在系统内唯一,并且一个用户账号对应一个生效中的授权。
state 必填 string
【授权状态】 授权状态
可选取值
WAIT_USER_CONFIRM
: 已受理商户的授权申请,待用户确认
create_time 必填 string
【单据创建时间】 单据受理成功时返回,按照使用rfc3339所定义的格式,格式为yyyy-MM-DDThh:mm:ss+TIMEZONE
package_info 必填 string
【跳转授权页面的package信息】 JSAPI调起用户确认收款 时需要使用的参数。单据创建后,用户24小时内完成授权。建议拉起用户授权页面前,先查单据状态。如果单据状态为待收款用户确认,可用之前获取到的package信息。单据到终态或已过期,需更换单号重新申请。
应答示例
200 OK
1{ 2 "out_authorization_no" : "plfk2020042013", 3 "state" : "WAIT_USER_CONFIRM", 4 "create_time" : "2015-05-20T13:29:35.120+08:00", 5 "package_info" : "0002-affffddafdfafddffda==" 6} 7
错误码
公共错误码
状态码 | 错误码 | 描述 | 解决方案 |
---|---|---|---|
400 | PARAM_ERROR | 参数错误 | 请根据错误提示正确传入参数 |
400 | INVALID_REQUEST | HTTP 请求不符合微信支付 APIv3 接口规则 | 请参阅 接口规则 |
401 | SIGN_ERROR | 验证不通过 | 请参阅 签名常见问题 |
500 | SYSTEM_ERROR | 系统异常,请稍后重试 | 请稍后重试 |
业务错误码
状态码 | 错误码 | 描述 | 解决方案 |
---|---|---|---|
429 | RATELIMIT_EXCEEDED | 频率超限 | 请降低请求接口频率后,使用相同参数重试 |